5250 Oak Point Rd, Lorain, OH 44053 Property Records

Lorain County property record for 5250 Oak Point Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,540 sqft · built 1992
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-03-006-103-007`

Property Details

APN / Parcel Number

Primary APN	`02-03-006-103-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	1,300 sqft
2nd Floor Area	1,240 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	120 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	440 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5250 OAK POINT RD
City	LORAIN
State	OH
Zip	44053-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS SUBDIVISION 92.12 X 150.39
Legal Subdivision	THE OAKS SUBDIVISION
Legal Tract	3
Legal Block	103
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5250 OAK POINT RD, LORAIN, OH 44053-1955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit GENFED FINANCIAL FCU
Aug 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 24, 2005
Last Transfer Date	Aug 26, 2019
Transfer Doc	0000727585
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5250 OAK POINT RD, LORAIN, OH 44053-1955
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891348
Date	Sep 15, 2022
Instrument	2022-0891348

Lender

Name	GENFED FINANCIAL FCU
Type	Credit Union
Address	AKRON, OH 44312

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 26, 2019
Property Address	5250 OAK POINT RD, LORAIN, OH 44053-1955
Document Number	0000727585
Instrument Date	Jul 31, 2019
Instrument	727585
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5250 OAK POINT RD LORAIN OH 440531955, LORAIN, OH 44053-1955

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00	$85,880 (-) Land $19,250 Building $66,630	$245,370 (-) Land $55,000 Building $190,370
2024	$3,626.00 (+5.56%)	$85,880 (+23.17%) Land $19,250 Building $66,630	$245,370 (+23.17%) Land $55,000 Building $190,370
2023	$3,435.00 (+4.19%)	$69,727 (%) Land $12,096 Building $57,631	$199,220 (-) Land $34,560 Building $164,660
2022	$3,297.00	$69,730 Land $12,100 Building $57,630
2021			$199,220 Land $34,560 Building $164,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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