Cabarrus County property record for 5250 Ivy Spring Ln, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,120 sqft · built 2020 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Aug 2026) |
| Tax Bill | $2,775 (2023) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09001B0099.000000 |
| Primary APN | 09001B0099.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 3,532 sqft |
| 1st Floor Area | 1,800 sqft |
| Attic | Attic |
| Attic Area | 168 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 134 ft deep x 63 ft wide |
| Garage Type | Mixed |
| Garage Area | 452 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,284 sqft |
| Porch | Patio |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 124462 |
|---|---|
| Street Address | 5250 IVY SPRING LN |
| City | CONCORD |
| State | NC |
| Zip | 28025-8035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 99 FIELDSTONE |
| Legal Subdivision | FIELDSTONE |
| Legal Lot Number | 99 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 9, GEORGEVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41602 |
5250 Ivy Spring Ln is owned and occupied by two individuals who bought it in August 2026.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Apr 10, 2026 | Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | Aug 3, 2020 · Amount on File |
| Deed Document Number | 202618999 |
| Deed Book / Page | 18120 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 11, 2026 |
| Property Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0000018999 |
| Book / Page | 18120 / 183 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202618999 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0000019000, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202619000 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0000008272 |
| Book / Page | 17935 / 316 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20268272 |
| Record Updated | Apr 23, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0000008272, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 17935/316 |
| Instrument | 20268272 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0017935316 |
| Book / Page | 17935 / 316 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20268272 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0000008272, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 17935/316 |
| Instrument | 20268272 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001584125 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 15841/25 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CARY, NC 27511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 3, 2020 |
| Property Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0001438452 |
| Book / Page | 14384 / 52 |
| Map Reference | MB 54 PG 4 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4608 CARRIKER RD, 4608, MONROE, NC 28110-7490 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5250 IVY SPRING LN, CONCORD, NC 28025-8035 |
| Document Number | 0001438455 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 14384/55 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,140 (-) Land $110,000 Building $437,140 | ||
| 2025 | $547,140 Land $110,000 Building $437,140 | ||
| 2024 | $547,140 (+63.68%) Land $110,000 Building $437,140 | ||
| 2023 | $2,775.00 | $334,280 Land $50,000 Building $284,280 | $334,280 Land $50,000 Building $284,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5250 Ivy Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5250 Ivy Spring Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIELDSTONE/COLD SPRINGS DEV private · serves 424 people · EPA ID NC0113232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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