New Castle County property record for 525 Whispering Trl, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,776 sqft · built 2002 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jun 2019) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-028.00-149 |
| Primary APN | 23-028.00-149 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 525 WHISPERING TRL |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 23R-2 |
| Legal Subdivision | SPRINGMILL |
| Legal Lot Number | 361 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 16610 |
Source: New Castle County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 525 WHISPERING TRL, MIDDLETOWN, DE 19709-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Sep 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 19, 2019 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | May 9, 2002 · Amount on Record |
| Deed Document Number | 201946182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 525 WHISPERING TRL, MIDDLETOWN, DE 19709-5801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 525 WHISPERING TRL, MIDDLETOWN, DE 19709-5801 |
| Document Number | 0000066959 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 20231005-0066959 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 25, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 525 WHISPERING TRL, MIDDLETOWN, DE 19709-5801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000023312 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 20220225-0023312 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 525 WHISPERING TRL, MIDDLETOWN, DE 19709-5801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000083002 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 20200924-0083002 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jun 19, 2019 |
| Property Address | 525 WHISPERING TRL, MIDDLETOWN, DE 19709-5801 |
| Document Number | 0000046182 |
| Map Reference | DOC 20010406-0024238 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 20190619-0046182 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 525 WHISPERING TRL, MIDDLETOWN, DE 19709-5801 |
| Document Number | 0000046186 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 20190619-0046186 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Middletown Town |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 (+9.16%) | $428,800 (+504.8%) Land $86,300 Building $342,500 | |
| 2024 | $376,650 | ||
| 2023 | $2,183.00 (+0.18%) | $70,900 (-) Land $10,700 Building $60,200 | |
| 2022 | $2,179.00 | $70,900 Land $10,700 Building $60,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 17,700 people · EPA ID DE0000614 |
|---|---|
| Water Source | Purchased surface water from ARTESIAN WATER COMPANY |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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