Essex County property record for 525 Ware Ave, Tappahannock, VA 22560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,204 sqft · built 1984 |
| Lot Size | 0.205 acres (8,961 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jan 2013) |
| Tax Bill | $1,239 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-B-39-B-16 |
| Primary APN | 32-B-39-B-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,961 sqft (0.205 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8274 |
|---|---|
| Street Address | 525 WARE AVE |
| City | TAPPAHANNOCK |
| State | VA |
| Zip | 22560-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TANYARD LOT 16 BLK B |
| Legal Subdivision | TANYARD SD |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | TAPPAHANNOCK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950700 |
525 Ware Ave is owned and occupied by two individuals who bought it in January 2013.
Source: Essex County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 WARE AVE, TAPPAHANNOCK, VA 22560-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Apr 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2013 · Amount on File |
| Deed Sale | Jan 16, 2013 · Amount on File |
| Deed Book / Page | 1300 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 525 WARE AVE, TAPPAHANNOCK, VA 22560-2408 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0230001180 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 230001180 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 525 WARE AVE, TAPPAHANNOCK, VA 22560-2408 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210001466 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 210001466 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 525 WARE AVE, TAPPAHANNOCK, VA 22560-2408 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220000548 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 220000548 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
The 2026 property tax bill for 525 Ware Ave was $1,239.
Source: Essex County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Municipality | Tappahannock Town |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,239.00 | $225,300 (-) Land $36,300 Building $189,000 | $225,300 (-) Land $36,300 Building $189,000 |
| 2025 | $1,239.00 | $225,300 Land $36,300 Building $189,000 | $225,300 Land $36,300 Building $189,000 |
| 2023 | $1,132.00 | $155,200 Land $30,000 Building $125,200 | $155,200 Land $30,000 Building $125,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Ware Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Ware Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TAPPAHANNOCK serves 2,375 people · EPA ID VA4057800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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