Madison County property record for 525 Waco Loop Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Jan 2020) |
| Tax Bill | $251 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 119C-0000-0001-B |
| Primary APN | 119C-0000-0001-B |
|---|---|
| Alternative APNs |
|
| Lot Area | 47,045 sqft (1.08 acres) |
|---|
| Account Number | 74265 |
|---|---|
| Street Address | 525 WACO LOOP RD |
| City | WACO |
| State | KY |
| Zip | 40385-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11002 |
Source: Madison County assessment roll, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 WACO LOOP RD, WACO, KY 40385-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Jan 17, 2020 | Commissioner's Deed, Foreclosure PEOPLES BANK & TRUST CO OF MADISON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on Record |
| Deed Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 202014005621 |
| Deed Book / Page | 783 / 377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 525 WACO LOOP RD, WACO, KY 40385-9619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01948/169 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | M01948/169 |
| Instrument | 2014013782 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 11, 2021 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 17, 2020 |
| Property Address | 525 WACO LOOP RD, WACO, KY 40385-9619 |
| Document Number | D00783/377 |
| Book / Page | D00783 / 377 |
| Map Reference | MB 9 PG 5 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 2014005621 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 SOMBRERO DR, RICHMOND, KY 40475-3408 |
| Document Number | 2014005622 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2014005622 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $251.00 (-11.93%) Homeowner's exemption | $75,800 (-) | $75,800 (-) |
| 2023 | $285.00 (-16.91%) Homeowner's exemption | $75,800 (-) | $75,800 (-) |
| 2022 | $343.00 Homeowner's exemption | $75,800 | $75,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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