525 W 5th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 525 W 5th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,809 sqft · built 1938
Lot Size	0.386 acres (16,820 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Oct 2013)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`000B007090`

Property Details

APN / Parcel Number

Primary APN	`000B007090`
Alternative APNs	`03-0821-09-3-37-10-0000` `R0336085` `B007090` `B00709`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,809 sqft Living Area
Gross Area	3,419 sqft
1st Floor Area	1,249 sqft
Attic	Attic
Attic Area	949 sqft
Basement Area	1,221 sqft
Finished Basement	611 sqft
Unfinished Basement	610 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	16,820 sqft (0.386 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	117 sqft
Deck Area	105 sqft
Patio Area	105 sqft
Shed	1 Shed
Shed Area	705 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	525 W 5TH ST
City	LAUREL
State	MT
Zip	59044-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6000
Legal Description	LAUREL HEIGHTS SUBD, S09, T02 S, R24 E, BLOCK 15, LOT 17A, & LT 20A AMD (COMBO 13)
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	LAUREL HEIGHTS SUBD
Legal Block	15
Legal Lot Number	17A
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3030
Census Tract	1901

Owner

525 W 5th St is owned and occupied by two individuals who bought it in October 2013.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 W 5TH ST, LAUREL, MT 59044-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 25, 2019	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2013 · Amount on File
Deed Sale	Oct 17, 2013 · Amount on File
Deed Document Number	20133687248
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	525 W 5TH ST, LAUREL, MT 59044-2306
Document Number	0003908794
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 W 5TH ST LAUREL MT 590442306, LAUREL, MT 59044-2306

Mortgage

Document Number	0003908794
Date	Jan 21, 2020
Instrument	3908794

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	525 W 5TH ST, LAUREL, MT 59044-2306
Document Number	0003876350
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 W 5TH ST LAUREL MT 590442306, LAUREL, MT 59044-2306

Mortgage

Document Number	0003876350
Date	Feb 21, 2019
Instrument	3876350

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 525 W 5th St was $3,015, down 12.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,600 (-) Land $75,387 Building $329,213	$404,600 (-) Land $75,387 Building $329,213
2025	$3,015.00 (-12.94%)	$404,600 Land $75,387 Building $329,213	$404,600 Land $75,387 Building $329,213
2024	$3,463.00 (+32.94%)
2023	$2,605.00	$327,200	$327,200 Land $49,406 Building $277,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 W 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: TCT Internet, Verizon.

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