525 Sumner St, Cherokee, IA 51012 Property Records

Cherokee County property record for 525 Sumner St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 780 sqft · built 1939
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$702 (2026)
Deeds & Mortgages	Mar 2022 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`0726307004`

Property Details

APN / Parcel Number

Primary APN	`0726307004`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	70 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	525 SUMNER ST
City	CHEROKEE
State	IA
Zip	51012-1482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOT 18 MASON SD NW SW & W25.3'LT 8 BLK 2 JONES ADD 5926
Legal Range	40W
Legal Township	92N
Legal Section	26
Legal Subdivision	JONES ADD
Legal Block	2
Legal Lot Number	8,18
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	3
Census Block	3011
Census Tract	80101

Owner

525 Sumner St is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 OAK LN, STORM LAKE, IA 50588-2128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHEROKEE IA
Recording Date	Mar 28, 2022
Property Address	525 SUMNER ST, CHEROKEE, IA 51012-1482
Document Number	002022/701
Book / Page	2022 / 701
Instrument Date	Mar 25, 2022
Instrument	2022 0701
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 OAK LN, STORM LAKE, IA 50588-2128

Tax Assessment & Valuation

The 2026 property tax bill for 525 Sumner St was $702 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$702.00	$58,410 (+0.26%) Land $10,870 Building $47,540	$58,410 (+0.26%) Land $10,870 Building $47,540
2025		$58,260 Land $10,720 Building $47,540	$58,260 Land $10,720 Building $47,540
2024	$708.00
2023		$52,890 (+19.07%) Land $10,720 Building $42,170	$52,890 Land $10,720 Building $42,170
2022	$678.00	$44,420 Land $8,040 Building $36,380
2021			$44,420 Land $8,040 Building $36,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Sumner St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Sumner St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Northwest Communications Fixed Wireless	100 / 20