525 Summit Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 525 Summit Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	738 sqft Living Area
Lot Size	7,000 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$87,500 (2017)
Tax Bill	$2,106.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-27-406-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	738 sqft Living Area
1st Floor	738 sqft 1st Floor
Basement Area	738 sqft Basement
Finished Basement	400 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,000 sqft (0.161 acres)
Depth X Width	140 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	572 sqft Garage
Deck Area	Deck Area
Patio Area	36 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	525 SUMMIT AVE
City	WATERLOO
State	IA
Zip	50701-2922
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AUD FRANCIS WEST SIDE PLAT E 50 FT W 100 FT N 140 FT LOT 39
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	AUD FRANCIS WEST SIDE PLAT
Legal Lot Number	39
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2002
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-27-406-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	525 SUMMIT AVE, WATERLOO, IA 50701-2922
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Deed Doc Number	20172018-00000563
Prior Transfer Date	Feb 08, 2017
Prior Transfer Doc	0000014204
Record Refreshed	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 12, 2017
Property Address	525 SUMMIT AVE, WATERLOO, IA 50701-2922
Document Number	201800000563
Instrument Date	Jul 12, 2017
Instrument	2018-00000563
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$139.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SUMMIT AVE, WATERLOO, IA 50701-2922

Mortgage

Document Number	201800000564
Date	Jul 12, 2017
Instrument	2018-00000564

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 Homeowner's exemption	$119,630 (+11.45%) Land $15,000 Building $104,630	$119,630 (+11.45%) Land $15,000 Building $104,630
2024	$2,106.00 (+11.55%)
2023		$107,340 (+13.17%) Land $15,000 Building $92,340	$107,340 (+13.17%) Land $15,000 Building $92,340
2022	$1,888.00 Homeowner's exemption	$94,850 Land $15,000 Building $79,850
2021			$94,850 Land $15,000 Building $79,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 28% of Iowa
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.