525 State St, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 525 State St, Oconomowoc, WI 53066

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,442 sqft
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$301,500 (Sep 2022)
Tax Bill$3,822 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNOCOC-0590-240

Property Details

APN / Parcel Number

Primary APNOCOC-0590-240

Exterior

Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address525 STATE ST
CityOCONOMOWOC
StateWI
Zip53066-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 50 FT OF W 112 FT OF LOT 12 SUMMIT ADDITION TO OCONOMOWOC AKA EDWARDS PLAT PT NW1/4 SEC 4 T7N R17E
Legal Range17E
Legal Township7N
Legal Section4
Legal SubdivisionSUMMIT ADDITION TO OCONOMOWOC AKA EDWARD
Legal Lot Number12
JurisdictionWAUKESHA WI
Township / Civil DivisionOCONOMOWOC
Census Block Group3
Census Block3007
Census Tract204201

Owner

Source: Waukesha County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address525 STATE ST, OCONOMOWOC, WI 53066-3740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
WISCONSIN MORTGAGE CORP
Jul 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT CU
Apr 7, 2020Warranty Deed, Transfer
SUMMIT CU
Sep 14, 2017Warranty Deed, Transfer · Conventional with PMI
LANDMARK CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Prior SaleApr 7, 2020 · Amount on Record
Deed Document Number20224691804
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAUKESHA WI
Property Address525 STATE ST, OCONOMOWOC, WI 53066-3740
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004691805
DateSep 29, 2022
Instrument4691805
Lender
NameWISCONSIN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAUKESHA WI
Property Address525 STATE ST, OCONOMOWOC, WI 53066-3740
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004679016
DateJul 14, 2022
Instrument4679016
Lender
NameSUMMIT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2052
Interest
Rate TypeFixed Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAUKESHA WI
Recording DateApr 7, 2020
Property Address525 STATE ST, OCONOMOWOC, WI 53066-3740
Document Number0004464835
Instrument DateApr 3, 2020
Instrument4464835
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$638.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address525 STATE ST OCONOMOWOC WI 530663740, OCONOMOWOC, WI 53066-3740

Mortgage

Document Number4464836
DateApr 7, 2020
Instrument4464836
Lender
NameSUMMIT CU
AddressCOTTAGE GROVE, WI 53527
Agreement
AmountAmount Recorded
Term360 Months
DueApr 6, 2050
Interest
Rate TypeAdjustable Rate
Rate3.62%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAUKESHA WI
Recording DateSep 14, 2017
Property Address525 STATE ST, OCONOMOWOC, WI 53066-3740
Document Number0004299855
Instrument DateSep 8, 2017
Instrument4299855
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 STATE ST OCONOMOWOC WI 530663740, OCONOMOWOC, WI 53066-3740

Mortgage

Document Number4299856
DateSep 14, 2017
Instrument4299856
Lender
NameLANDMARK CU
TypeCredit Union
AddressNEW BERLIN, WI 53151
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 13, 2047

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWaukesha County
MunicipalityOconomowoc City
Unified School DistrictOconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,822.00 (+13.75%)$368,900 (+22.35%) Land $41,800 Building $327,100$374,300 (+18.98%)
2023$3,360.00 Homeowner's exemption$301,500 Land $41,800 Building $259,700$314,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCONOMOWOC WATERWORKS
serves 15,805 people · EPA ID WI2680227
Water SourceGroundwater
Last State InspectionApr 2025
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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