525 Spruce St, Madison, WI 53715 Property Records

Dane County property record for 525 Spruce St, Madison, WI 53715

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,398 sqft · built 1950
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$222,700 (Aug 2022)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0709-264-0305-0`

Property Details

APN / Parcel Number

Primary APN	`0709-264-0305-0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	918 sqft
2nd Floor Area	480 sqft
Basement Area	918 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	200 sqft
Driveway	Concrete Driveway
Driveway Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	525 SPRUCE ST
City	MADISON
State	WI
Zip	53715-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C2
Legal Description	WOODLAWN ADD TO S MADISON, LOT 3, BLOCK 3
Legal Range	09E
Legal Township	07N
Legal Section	26
Legal Quarter	4
Legal Subdivision	WOODLAWN ADD TO S MADISON
Legal Block	3
Legal Lot Number	3
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1013
Census Tract	1300

Owner

525 Spruce St is owned and occupied by two individuals who bought it in August 2022.

Source: Dane County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 SPRUCE ST, MADISON, WI 53715-2149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Deed Document Number	20225859382
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	0005859382
Record Updated	Oct 29, 2026

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DANE WI
Recording Date	Aug 31, 2022
Property Address	525 SPRUCE ST, MADISON, WI 53715-2149
Document Number	0005859382
Instrument Date	Aug 26, 2022
Instrument	5859382
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SPRUCE ST, MADISON, WI 53715-2149

Mortgage

Document Number	0005859383
Date	Aug 31, 2022
Instrument	5859383

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 525 Spruce St was $4,616, up 17% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,616.00 (+17.04%) Homeowner's exemption	$267,000 Land $108,600 Building $158,400
2024	$3,944.00		$242,700 (+8.37%)
2023		$222,700 Land $99,600 Building $123,100	$223,954
2022	$4,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Spruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 525 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20