Kenton County property record for 525 Spring St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1988 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,500 (Jun 2018) |
| Tax Bill | $2,245 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-144.00 |
| Primary APN | 004-30-21-144.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 962 sqft Finished Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 525 SPRING ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOTS 599 & 600 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 599-600 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65600 |
Source: Kenton County records · APN 004-30-21-144.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 529 SPRING ST, ELSMERE, KY 41018-2356 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2018 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FNDG |
| Feb 28, 2017 | Deed of Trust, Mortgage STAR FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Feb 03, 2012 · Amount on Record |
| Deed Document Number | 201806 19 059 00162 |
| Deed Book / Page | 6434 / 46 |
| Prior Transfer Date | Dec 31, 2013 |
| Prior Transfer Doc | 0053990257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 19, 2018 |
| Property Address | 525 SPRING ST, ELSMERE, KY 41018-2356 |
| Document Number | 0000000162 |
| Book / Page | 0C6434 / 000046 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 162 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | IVY POINTE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 SPRING ST ELSMERE KY 410182356, ELSMERE, KY 41018-2356 |
| Document Number | 165 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 0C6434/000049 |
| Instrument | 165 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 525 SPRING ST, ELSMERE, KY 41018-2356 |
| Document Number | 0000000376 |
| Book / Page | 0C6108 / 000153 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 529 SPRING ST ELSMERE KY 410182356, ELSMERE, KY 41018-2356 |
| Document Number | 0000000376 |
|---|---|
| Date | Mar 03, 2017 |
| Book Page | 0C6108/000153 |
| Instrument | 376 |
| Name | STAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FORT WRIGHT, IN 46897-5806 |
| Amount | Amount Recorded |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,245.00 (+1.35%) | $147,800 (-) Land $20,000 Building $127,800 | $147,800 (-) Land $20,000 Building $127,800 |
| 2023 | $2,215.00 (+32.63%) | $147,800 (+45.62%) Land $20,000 Building $127,800 | $147,800 (+45.62%) Land $20,000 Building $127,800 |
| 2022 | $1,670.00 | $101,500 Land $10,000 Building $91,500 | $101,500 Land $10,000 Building $91,500 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 485 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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