Union County property record for 525 Spring Hill Rd, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1970 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Jan 2020) |
| Tax Bill | $1,721 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-144-137 |
| Primary APN | 07-144-137 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 10,716 sqft (0.246 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 525 SPRING HILL RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 STALL |
| Legal Description | 31 BLK 2 SPRING HILL PB6-8 |
| Legal Subdivision | SPRING HILL |
| Legal Block | 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20314 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 SPRING HILL RD, MATTHEWS, NC 28104-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK |
| Feb 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2020 · Amount on File |
| Deed Sale | Jan 29, 2020 · Amount on File |
| Prior Sale | Dec 5, 2007 · Amount on File |
| Deed Document Number | 20203074 |
| Deed Book / Page | 7573 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 29, 2020 |
| Property Address | 525 SPRING HILL RD, MATTHEWS, NC 28104-8702 |
| Document Number | 0007573235 |
| Book / Page | 7573 / 235 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 0003074 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTORS TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 THOMPSON COVE RD, 656, CLYDE, NC 28721-8675 |
| Name | Verified Name |
|---|---|
| Address | 525 SPRING HILL RD, MATTHEWS, NC 28104-8702 |
| Document Number | 0000003075 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 0003075 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 525 SPRING HILL RD, MATTHEWS, NC 28104-8702 |
| Document Number | 711442 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 525 SPRING HILL RD MATTHEWS NC 281048702, MATTHEWS, NC 28104-8702 |
| Document Number | 711442 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 007114/000042 |
| Instrument | 5762 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,100 (-) Land $51,000 Building $196,100 | $247,100 (-) Land $51,000 Building $196,100 | |
| 2025 | $1,721.00 (+49.39%) | $247,100 (+87.06%) Land $51,000 Building $196,100 | $247,100 (+87.06%) Land $51,000 Building $196,100 |
| 2023 | $1,152.00 | $132,100 Land $21,100 Building $111,000 | $132,100 Land $21,100 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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