525 Smithtown Ct, Excelsior, MN 55331 Property Records

Carver County property record for 525 Smithtown Ct, Excelsior, MN 55331 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 4,799 sqft · built 2017
Lot Size	1.87 acres (81,849 sqft)
Owner	2 Individual Names on File
Last Sale	$2,700,000 (Feb 2026)
Tax Bill	$25,648 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`65-3160040`

Property Details

APN / Parcel Number

Primary APN	`65-3160040`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	4,799 sqft Finished Area
Gross Area	1,800 sqft
1st Floor Area	768 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	81,849 sqft (1.87 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	525 SMITHTOWN CT
City	EXCELSIOR
State	MN
Zip	55331-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 06 TOWNSHIP 116 RANGE 023 LAKE VIRGINIA FARMSTEAD LOT 004 BLOCK 001
Legal Range	023
Legal Township	116
Legal Section	06
Legal Subdivision	LAKE VIRGINIA FARMSTEAD
Legal Block	1
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	VICTORIA
Census Block Group	1
Census Block	1000
Census Tract	90402

Owner

Source: Carver County records · APN 65-3160040

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit BELL BANK
Feb 24, 2026	Warranty Deed, Transfer · VA Mortgage TRADITION MORTGAGE
Dec 04, 2020	Deed of Trust, Mortgage BELL BK
Nov 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEST SIDE CAPITAL LLC
May 15, 2019	Warranty Deed, Subdivision Related Transfer NEWREZ LLC
Aug 08, 2017	Warranty Deed, Construction Loan · Line of Credit AMERICAN LAND & CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	2026797031
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A717774
Date	Feb 16, 2021
Instrument	A717774

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 05, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Feb 24, 2026
Property Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206
Document Number	000A797031
Instrument Date	Feb 23, 2026
Instrument	A797031
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206

Mortgage

Document Number	000A797032
Date	Feb 24, 2026
Instrument	A797032

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206
Document Number	0000713521
Instrument Date	Dec 04, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	WATERMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 SMITHTOWN CT EXCELSIOR MN 553318206, EXCELSIOR, MN 55331-8206

Mortgage

Document Number	0000713521
Date	Dec 18, 2020
Instrument	713521

Lender

Name	BELL BK
Address	3100 13TH AVE S, FARGO, ND 58103-3507

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206
Document Number	0000686340
Instrument Date	Nov 05, 2019
Transaction Type	Mortgage
Record Updated	Feb 04, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 SMITHTOWN CT EXCELSIOR MN 553318206, EXCELSIOR, MN 55331-8206

Mortgage

Document Number	0000686340
Date	Nov 13, 2019
Instrument	686340

Lender

Name	WEST SIDE CAPITAL LLC
Address	16233 KENYON AVE # 120, LAKEVILLE, MN 55044-4737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	May 15, 2019
Property Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206
Document Number	0000677041
Instrument Date	Apr 29, 2019
Instrument	677041
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 SMITHTOWN CT EXCELSIOR MN 553318206, EXCELSIOR, MN 55331-8206

Mortgage

Document Number	677042
Date	May 15, 2019
Instrument	677042

Lender

Name	NEWREZ LLC
Address	4000 CHEMICAL RD # 200, PLYMOUTH MEETING, PA 19462-1708

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Aug 08, 2017
Property Address	525 SMITHTOWN CT, EXCELSIOR, MN 55331-8206
Document Number	0000649888
Instrument Date	Jul 18, 2017
Instrument	649888
Transaction Type	Construction Loan
Record Updated	Sep 11, 2017
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$2,102.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14450 117TH AVE DAYTON MN 55369, DAYTON, MN 55369

Mortgage

Document Number	649889
Date	Aug 08, 2017
Instrument	649889

Lender

Name	AMERICAN LAND & CAP
Type	Funding / Finance Company
Address	16233 KENYON AVE # 120, LAKEVILLE, MN 55044-4737

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 07, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Victoria City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,648.00 (+0.38%) Homeowner's exemption	$2,103,800 (+5.87%) Land $662,400 Building $1,441,400	$2,103,800 (+5.87%) Land $662,400 Building $1,441,400
2025	$25,550.00 (+0.64%) Homeowner's exemption	$1,987,200 (+0.45%) Land $657,600 Building $1,329,600	$1,987,200 (+0.45%) Land $657,600 Building $1,329,600
2024	$25,388.00 (+1.87%) Homeowner's exemption	$1,978,300 (-2.94%) Land $648,000 Building $1,330,300	$1,978,300 (-2.94%) Land $648,000 Building $1,330,300
2023	$24,922.00 Homeowner's exemption	$2,038,300 Land $708,800 Building $1,329,500	$2,038,300 Land $708,800 Building $1,329,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270190904021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 21% of Minnesota
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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