525 Simonton St, #1, Key West, FL 33040 Property Records

Monroe County property record for 525 Simonton St, #1, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	11 bd · 10 ba · 4,295 sqft · built 1943
Lot Size	0.19 acres (8,269 sqft)
Owner	Company Name on File
Last Sale	$4,225,000 (Jun 2026)
Tax Bill	$51,953 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00009240-000000`

Property Details

APN / Parcel Number

Primary APN	`00009240-000000`
Alternative APNs	`01010100009240000000` `1009491`

Interior

Bedrooms	11 Beds
Full Baths	10 Baths
Units	2 Units
Stories	3 Stories
Building Area	4,295 sqft Living Area
1st Floor Area	1,261 sqft
Flooring	Wood

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Construction Type	Wood
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,269 sqft (0.19 acres)
Lot Dimensions	139 ft deep x 61 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	1,405 sqft
Patio Area	2,093 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1009491
Street Address	525 SIMONTON ST, 1
City	KEY WEST
State	FL
Zip	33040-6872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HNC-1
Legal Description	KW PT LOT 4 SQR 49 G8-444 OR885-189 OR890-2126 OR927-1164 OR2008-62 OR2555-1269 OR3147-0073 OR3164-0865
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SQUARE 49
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3003
Census Tract	972400

Owner

Source: Monroe County records · APN 00009240-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5628 SHADDELEE LN W, FORT MYERS, FL 33919-2532
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Correction Deed, Transfer NONE LISTED ON DOCUMENT
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Mar 30, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 04, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 21, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Jun 18, 2026 · Amount on Record
Deed Document Number	20262548660
Deed Book / Page	3387 / 2061
Prior Transfer Date	Jun 12, 2026
Prior Transfer Doc	0002548660
Record Updated	Sep 20, 2026

June 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Jun 23, 2026
Property Address	525 SIMONTON ST, 1, KEY WEST, FL 33040-6872
Document Number	0002548660
Book / Page	3387 / 2061
Instrument Date	Jun 12, 2026
Instrument	20262548660
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$2,987,075.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5628 SHADDELEE LN W, FORT MYERS, FL 33919-2532

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 18, 2026
Property Address	525 SIMONTON ST, 1, KEY WEST, FL 33040-6872
Document Number	0002548061
Book / Page	3386 / 2272
Instrument Date	Jun 12, 2026
Instrument	20262548061
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,595,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5628 SHADDELEE LN W, FORT MYERS, FL 33919-2532

Mortgage

Document Number	0002548064,
Date	Jun 18, 2026
Instrument	20262548064

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 17, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 30, 2022
Property Address	525 SIMONTON ST # 1, 1, KEY WEST, FL 33040-6872
Document Number	0031640865
Book / Page	3164 / 865
Instrument Date	Mar 28, 2022
Instrument	2368212
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 HUNTERS TRL, ANN ARBOR, MI 48103-9525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 HUNTERS TRL, ANN ARBOR, MI 48103-9525

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 04, 2022
Property Address	525 SIMONTON ST # 1, 1, KEY WEST, FL 33040-6872
Document Number	0031470073
Book / Page	3147 / 73
Instrument Date	Dec 31, 2021
Instrument	2355447
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$50,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 SAWYERS LN, KEY WEST, FL 33040-6902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 HUNTERS TRL, ANN ARBOR, MI 48103-9525

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	525 SIMONTON ST # 1, 1, KEY WEST, FL 33040-6872
Document Number	0030190688
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8217 MARSHALL AVE MARGATE CITY NJ 084021645, MARGATE CITY, NJ 08402-1645

Mortgage

Document Number	0030190688
Date	Apr 22, 2020
Book Page	003019/000688
Instrument	2263940

Lender

Name	WELLS FARGO BK
Type	Bank
Address	17 N HIGH STREET ST FOOR, WEST CHESTER, PA 19380

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$51,953.00 (+0.37%)	$6,089,849 (+7.81%) Land $2,024,251 Building $4,065,598	$6,089,849 (+7.81%) Land $2,024,251 Building $4,065,598
2024	$51,759.00 (+6.17%)
2023	$48,750.00 (-8.73%)	$5,648,636 (-10.29%) Land $1,735,250 Building $3,913,386	$5,648,636 (-10.29%) Land $1,735,250 Building $3,913,386
2022	$53,415.00	$6,296,270 Land $1,889,781 Building $4,406,489	$6,296,270 Land $1,889,781 Building $4,406,489

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Based on FCC filings for 993 locations within half a mile of this property.

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