Seminole County property record for 525 Silvergate Loop, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,039 sqft · built 1986 |
| Lot Size | 0.158 acres (6,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (Oct 2024) |
| Tax Bill | $4,803 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-30-5HZ-0A00-0470 |
| Primary APN | 17-20-30-5HZ-0A00-0470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 2,039 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,916 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 49 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 525 SILVERGATE LOOP |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 BLK A LAKEWOOD AT THE CROSSINGS UNIT 2 PB 33 PGS 49 TO 53 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 17 |
| Legal Subdivision | LAKEWOOD AT THE CROSSINGS |
| Legal Block | A |
| Legal Lot Number | 47 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20811 |
Source: Seminole County records · APN 17-20-30-5HZ-0A00-0470
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 525 SILVERGATE LOOP, LAKE MARY, FL 32746-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 19, 2018 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2024 · Amount on Record |
| Deed Sale | Oct 08, 2024 · Amount on Record |
| Prior Sale | Jun 09, 2021 · Amount on Record |
| Deed Document Number | 2024091397 |
| Deed Book / Page | 10708 / 1373 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 09, 2021 |
| Property Address | 525 SILVERGATE LOOP, LAKE MARY, FL 32746-3722 |
| Document Number | 0099551446 |
| Book / Page | 9955 / 1446 |
| Map Reference | MB 33 PG 49-53 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021076923 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,467.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 SILVERGATE LOOP, 525, LAKE MARY, FL 32746-3722 |
| Name | Verified Name |
|---|---|
| Address | 525 SILVERGATE LOOP, LAKE MARY, FL 32746-3722 |
| Document Number | 99551448 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 9955/1448 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 19, 2018 |
| Property Address | 525 SILVERGATE LOOP, LAKE MARY, FL 32746-3722 |
| Document Number | 0091761538 |
| Book / Page | 09176 / 1538 |
| Map Reference | MB33 PG49-53 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 2018083565 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | BROKERS TITLE OF LONGWOOD I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 NARROW VIEW LN, 505, GROVELAND, FL 34736-3672 |
| Name | Verified Name |
|---|---|
| Address | 525 SILVERGATE LOOP, LAKE MARY, FL 32746-3722 |
| Document Number | 2018083566 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018083566 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,803.00 (+12.51%) Homeowner's exemption | $391,614 (+16.9%) | $391,614 (+4%) Land $85,000 Building $306,614 |
| 2023 | $4,269.00 (+2.52%) Homeowner's exemption | $335,008 (+3%) | $376,546 (+7.49%) Land $80,000 Building $296,546 |
| 2022 | $4,164.00 Homeowner's exemption | $325,250 | $350,310 Land $68,000 Building $282,310 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2009 · other causes |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 395 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SEMINOLE COUNTY NORTHEAST serves 19,925 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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