Santa Cruz County property record for 525 Shadowmere Way, Aptos, CA 95003 · Last verified August 2026
| Property Type | Public Works > Recreational Vacant Land |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 4,949 sqft Gross Area |
| Lot Size | 45.5 acres |
| Occupancy | Owner Occupied |
| Last Sale | $2,830,000 (2018) |
| Tax Bill | $36,179.00 (2025) |
| Primary APN | 041-281-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 4,949 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,983,287 sqft |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 858 sqft Garage |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 525 SHADOWMERE WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9629 |
| Property Usage | Land which may be one of the following: Public spaces (i.e. parks and beaches), public buildings (i.e. schools, hospitals, courthouse), public services (i.e. water treatment, electrical grid/product, dams) Property Usage |
| Type | Public Works > Recreational Vacant Land |
| Legal Subdivision | APTOS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | WATSONVILLE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 122402 |
Source: Santa Cruz County records · APN 041-281-61
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 SHADOWMERE WAY, APTOS, CA 95003-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 27, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Sep 24, 2015 · Amount on Record |
| Deed Doc Number | 201829406 |
| Prior Transfer Date | Feb 08, 2012 |
| Prior Transfer Doc | 0000008478 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 525 SHADOWMERE WAY, APTOS, CA 95003-9629 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000036378 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 2019-0036378 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 27, 2018 |
| Property Address | 525 SHADOWMERE WAY, APTOS, CA 95003-9629 |
| Document Number | 0000029406 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 2018-0029406 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 525 SHADOWMERE WAY, APTOS, CA 95003-9629 |
| Document Number | 0000029407 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018-0029407 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,220,057 (+2%) Land $2,275,659 Building $944,398 | ||
| 2025 | $36,179.00 (+8.94%) | $3,156,919 (+4.04%) Land $2,231,038 Building $925,881 | |
| 2023 | $33,209.00 (+1.76%) | $3,034,332 Land $2,144,404 Building $889,928 | $2,580,750 |
| 2022 | $32,636.00 |
525 Shadowmere Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 29th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,136 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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