525 S Apple Ave, Newkirk, OK 74647 Property Records

Kay County property record for 525 S Apple Ave, Newkirk, OK 74647

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1955
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,991 (Oct 2016)
Tax Bill	$667 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18857`

Property Details

APN / Parcel Number

Primary APN	`18857`
Alternative APN	`4020-00-027-014-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,223 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	50 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18857
Street Address	525 S APPLE AVE
City	NEWKIRK
State	OK
Zip	74647-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWK-ACADEMY ADD BLK 27 - N60' OF LOTS 14-16
Legal Range	02E
Legal Township	28N
Legal Section	26
Legal Subdivision	ACADEMY
Legal Block	27
Legal Lot Number	14-16
Jurisdiction	KAY OK
Township / Civil Division	NEWKIRK
Census Block Group	2
Census Block	2214
Census Tract	1200

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 S APPLE AVE, NEWKIRK, OK 74647-5505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EQUITY BANK
Apr 4, 2017	Grant Deed, Transfer EASTMAN NAT'L BK/NEWKIRK
Jan 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	May 18, 1999 · Amount on Record
Deed Document Number	20168746
Deed Book / Page	1727 / 8
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0000008746
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	525 S APPLE AVE, NEWKIRK, OK 74647-5505
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022001956
Date	Mar 11, 2022
Book Page	1899/341
Instrument	I-2022-001956

Lender

Name	AMERICAN EQUITY BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	Other
Max Rate	9.75%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KAY OK
Recording Date	Apr 4, 2017
Property Address	525 S APPLE AVE, NEWKIRK, OK 74647-5505
Document Number	0000002542
Book / Page	001741 / 000083
Instrument Date	Mar 31, 2017
Instrument	2542
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	STEWART ESCROW AND TITLE, STEWART ESCROW & TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 S APPLE AVE NEWKIRK OK 746475505, NEWKIRK, OK 74647-5505

Mortgage

Document Number	2543
Date	Apr 4, 2017
Book Page	001741/000085
Instrument	2543

Lender

Name	EASTMAN NAT'L BK/NEWKIRK
Type	Bank
Address	NEWKIRK, OK 74647

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jan 23, 2017
Property Address	525 S APPLE AVE, NEWKIRK, OK 74647-5505
Document Number	0000000527
Book / Page	001734 / 000242
Instrument Date	Jan 17, 2017
Instrument	527
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Newkirk City
Unified School District	Newkirk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,894 (+5%) Land $396 Building $6,498	$62,676 (-22.88%) Land $3,600 Building $59,076
2025	$667.00 (+52.63%)	$6,566 (+51.22%) Land $396 Building $6,170	$81,272 (+63.61%) Land $3,600 Building $77,672
2024	$437.00 (+9.25%)	$4,342 (+5.01%) Land $396 Building $3,946	$49,674 (-4.35%) Land $3,600 Building $46,074
2023	$400.00	$4,135 Land $396 Building $3,739	$51,933 Land $3,600 Building $48,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
KanOkla Communications Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, T-Mobile.

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