525 S 3rd St, Smithfield, NC 27577 Property Records

Johnston County property record for 525 S 3rd St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,498 sqft · built 1950
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Apr 2023)
Tax Bill$1,961 (2023)
Deeds & MortgagesApr 2023 Sale & Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN2000091746

Property Details

APN / Parcel Number

Primary APN2000091746
Alternative APN
  • 15035005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,498 sqft Living Area
Gross Area3,578 sqft
1st Floor Area2,498 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleOther
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
PorchPorch
Porch Area877 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2000091746
Street Address525 S 3RD ST
CitySMITHFIELD
StateNC
Zip27577-4463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description169306-2
Legal SubdivisionJOHN S TAYLOR & WIFE ELLEN J T
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1027
Census Tract40800

Owner

Source: Johnston County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6188 BUFFALO RD, SELMA, NC 27576-6291
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 13, 2019Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2023 · Amount on Record
Deed SaleApr 11, 2023 · Amount on Record
Deed Document Number2023010117
Deed Book / Page6453 / 183
Record UpdatedJun 7, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateApr 11, 2023
Property Address525 S 3RD ST, SMITHFIELD, NC 27577-4463
Document Number0000010117
Book / Page6453 / 183
Instrument DateApr 10, 2023
Instrument2023010117
Transaction TypeTransfer
Record UpdatedApr 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 S 3RD ST, SMITHFIELD, NC 27577-4463

Transferred To (Grantee/Buyer)

NameVerified Name
Address6188 BUFFALO RD, SELMA, NC 27576-6291

Mortgage

Document Number0000010257
DateApr 11, 2023
Book Page6453/718
Instrument2023010257
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address525 S 3RD ST, SMITHFIELD, NC 27577-4463
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000627635
DateSep 13, 2019
Book Page5425/0745
Instrument2019627635
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressSMITHFIELD, NC 27577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 16, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,961.00$155,690 Land $32,470 Building $123,220$155,690 Land $32,470 Building $123,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims35 (1995–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile USA
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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