525 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 525 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1962
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$205,500 (Nov 2022)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T32 026A`

Property Details

APN / Parcel Number

Primary APN	`T32 026A`
Alternative APN	`990859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,772 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	264 sqft
Carport	Carport
Carport Area	242 sqft

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Patio Area	180 sqft
Canopy	440 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	990859
Street Address	525 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ROSEDALE ST
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2000
Census Tract	970102

Owner

525 Rosedale St is owned and occupied by an individual who bought it in November 2022.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	525 ROSEDALE ST, TOCCOA, GA 30577-1930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 7, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
May 11, 2020	Grant Deed, Transfer · FHA Mortgage FIRST CMNTY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Prior Sale	May 7, 2020 · Amount on File
Deed Document Number	0001314394
Deed Book / Page	1314 / 394
Record Updated	Jun 8, 2026

November 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 7, 2022
Property Address	525 ROSEDALE ST, TOCCOA, GA 30577-1930
Document Number	0013140394
Book / Page	1314 / 394
Instrument Date	Nov 7, 2022
Instrument	2022-001571
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ROSEDALE ST, TOCCOA, GA 30577-1930
Investor	Possibly a Property Investor

Mortgage

Document Number	0001314396
Date	Nov 7, 2022
Instrument	1314/396

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

November 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 7, 2022
Property Address	525 ROSEDALE ST, TOCCOA, GA 30577-1930
Document Number	0013140394
Book / Page	1314 / 394
Instrument Date	Nov 7, 2022
Instrument	2022-001571
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ROSEDALE ST, TOCCOA, GA 30577-1930
Investor	Possibly a Property Investor

Mortgage

Document Number	0013140000000396
Date	Nov 8, 2022
Book Page	0000001314/0000000396

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 11, 2020
Property Address	525 ROSEDALE ST, TOCCOA, GA 30577-1930
Document Number	0012090070
Book / Page	001209 / 000070
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ROSEDALE ST TOCCOA GA 305771930, TOCCOA, GA 30577-1930

Mortgage

Document Number	12090072
Date	May 11, 2020
Book Page	001209/000072

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 525 Rosedale St was $3,117.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00	$113,582 Land $9,800 Building $103,782	$283,956 Land $24,500 Building $259,456
2023	$2,169.00 (+23.45%)	$72,864 (+23.42%) Land $9,800 Building $63,064	$182,159 (+23.42%) Land $24,500 Building $157,659
2022	$1,757.00	$59,036 Land $9,800 Building $49,236	$147,590 Land $24,500 Building $123,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 Rosedale St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Rosedale St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

Nearby Properties on Rosedale St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures