525 Reddicks Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 525 Reddicks Cir, Winter Haven, FL 33884 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,428 sqft · built 2005
Lot Size	0.212 acres (9,265 sqft)
Owner	2 Owner Names on File
Last Sale	$264,000 (Jun 2007)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`42926000`

Property Details

APN / Parcel Number

Primary APN	`42926000`
Alternative APNs	`262914687809000520` `142926687809000520`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,428 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	2,428 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,265 sqft (0.212 acres)
Garage Area	440 sqft
Porch	Open Porch
Porch Area	312 sqft

Location & Zoning

Account Number	42926000
Old Parcel Number	142926687809000520
Street Address	525 REDDICKS CIR
City	WINTER HAVEN
State	FL
Zip	33884-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDDICKS CORNER PLAT BOOK 129 PGS 8 & 9 LOT 52
Legal Range	26
Legal Township	29
Legal Section	14
Legal Subdivision	REDDICKS CORNER
Legal Tract	687809
Legal Lot Number	52
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4027
Census Tract	14501

Owner

Source: Polk County records · APN 42926000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	525 REDDICKS CIR, WINTER HAVEN, FL 33884-3405
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2007 · Amount on Record
Deed Sale	Jun 04, 2007 · Amount on Record
Prior Sale	Dec 01, 2005 · Amount on Record
Deed Document Number	2007116991
Deed Book / Page	07308 / 0458
Record Updated	Jun 08, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	525 REDDICKS CIR, WINTER HAVEN, FL 33884-3405
Document Number	0106051934
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 REDDICKS CIR WINTER HAVEN FL 338843405, WINTER HAVEN, FL 33884-3405

Mortgage

Document Number	0106051934
Date	Sep 07, 2018
Book Page	010605/001934
Instrument	191008

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Sep 06, 2043

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$157,536 (+5.99%)	$317,628 (-7.36%) Land $40,000 Building $277,628
2023	Homeowner's exemption	$148,637	$342,857 Land $40,000 Building $302,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 97 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force 92 of 97 on primary residences
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 2 claims Hurricane Frances (Sep 2004), 2 claims Tropical Storm Bonnie And Hurricane Charley (Aug 2004), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.