525 Railroad Rd, West Point, MS 39773 Property Records

Clay County property record for 525 Railroad Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,446 sqft · built 2012
Lot Size	13.1 acres (572,378 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,100 (2022)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091B 19B 0060200`

Property Details

APN / Parcel Number

Primary APN	`091B 19B 0060200`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,446 sqft Finished Area
1st Floor Area	2,250 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	572,378 sqft (13.1 acres)
Utility Building	144 sqft

Location & Zoning

Street Address	525 RAILROAD RD
City	WEST POINT
State	MS
Zip	39773-6938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 19 T 17 R 07 13.14 AC IN W 1/2 SW 1/4 DB 263/547
Legal Range	07E
Legal Township	17
Legal Section	19
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	950500

Owner

525 Railroad Rd is owned and occupied by two individuals who acquired it in March 2023.

Source: Clay County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	525 RAILROAD RD, WEST POINT, MS 39773-6938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023
Deed Sale	Mar 6, 2023
Deed Document Number	2023688
Deed Book / Page	314 / 637
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	525 RAILROAD RD, WEST POINT, MS 39773-6938
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000537/767
Date	Sep 29, 2021
Book Page	537/767
Instrument	2021005630

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,500 Land $1,165 Building $11,335	$123,959 Land $10,605 Building $113,354
2023	Additional exemption filed	$12,510 Land $1,175 Building $11,335	$124,020 Land $10,666 Building $113,354
2022	$1,100.00
2019	$511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Railroad Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Railroad Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Xfinity.

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