Hennepin County property record for 525 Pebble Rd N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 1,845 sqft · built 2003 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Jul 2019) |
| Tax Bill | $5,271 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-120-22-11-0010 |
| Primary APN | 25-120-22-11-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,195 sqft |
| 2nd Floor Area | 650 sqft |
| Basement Area | 775 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 596 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 525 PEBBLE RD N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 002 A COBBLESTONE LAKE PRESERVE IRREGULAR |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 25 |
| Legal Quarter | 11 |
| Legal Subdivision | COBBLESTONE LAKE PRESERVE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 26907 |
Source: Hennepin County records · APN 25-120-22-11-0010
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 PEBBLE RD N, CHAMPLIN, MN 55316-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU |
| Jan 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 15, 2019 | Warranty Deed, Transfer · FHA Mortgage BELL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on Record |
| Deed Sale | Jul 15, 2019 · Amount on Record |
| Prior Sale | Nov 19, 2003 · Amount on Record |
| Deed Document Number | 201910678697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 525 PEBBLE RD N, CHAMPLIN, MN 55316-1542 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 525 PEBBLE RD N, CHAMPLIN, MN 55316-1542 |
| Document Number | 0A11448227 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | A11448227 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 03, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Type Change Date | May 04, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.49% |
| Max Rate At Change | 8.49% |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 525 PEBBLE RD N, CHAMPLIN, MN 55316-1542 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | LENDERSERV NATIONAL TITLE, LENDERSERV NATIOANL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0A10523353 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | A10523353 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 15, 2019 |
| Property Address | 525 PEBBLE RD N, CHAMPLIN, MN 55316-1542 |
| Document Number | 0A10678697 |
| Instrument Date | Jun 19, 2019 |
| Instrument | A10678697 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | LIBERTY TITLE, LIBERTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 PEBBLE RD N, CHAMPLIN, MN 55316-1542 |
| Document Number | 0A10678698 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | A10678698 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,271.00 (+4.98%) Homeowner's exemption | $435,600 (+2.25%) Land $85,500 Building $350,100 | $435,600 (+2.25%) Land $85,500 Building $350,100 |
| 2024 | $5,021.00 (+7.49%) | $426,000 (+3.15%) Land $85,500 Building $340,500 | $426,000 (+3.15%) Land $85,500 Building $340,500 |
| 2023 | $4,671.00 Homeowner's exemption | ||
| 2022 | $413,000 Land $87,000 Building $326,000 | $413,000 Land $87,000 Building $326,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530269073, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1270006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Champlin serves 23,919 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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