525 Pagan Rd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 525 Pagan Rd, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,972 sqft · built 1984
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Aug 2025)
Tax Bill	$7,076 (2026)
Deeds & Mortgages	Oct 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`22B-03-011`

Property Details

APN / Parcel Number

Primary APN	`22B-03-011`
Alternative APNs	`5500664020` `4755`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,972 sqft Living Area
1st Floor Area	5,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	525 PAGAN RD
City	SMITHFIELD
State	VA
Zip	23430-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	L 11 PAGAN POINT PLAT 1-117-53
Legal Subdivision	PAGAN POINT SUB
Legal Lot Number	11
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1001
Census Tract	280104

Owner

525 Pagan Rd is owner-occupied and held in a trust since August 2025.

Source: Isle Of Wight County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	525 PAGAN RD, SMITHFIELD, VA 23430-1540
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	May 9, 1991 · Amount on File
Deed Document Number	20253646
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	0000006103
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Oct 6, 2026
Property Address	525 PAGAN RD, SMITHFIELD, VA 23430-1540
Document Number	0000004893
Instrument Date	Oct 5, 2026
Instrument	20264893
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	525 PAGAN RD, SMITHFIELD, VA 23430-1540
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 525 Pagan Rd was $7,076, up 4.5% from the year before.

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,076.00 (+4.5%)	$873,700 (-) Land $275,000 Building $598,700	$873,700 (-) Land $275,000 Building $598,700
2025	$6,771.00	$873,700 Land $275,000 Building $598,700	$873,700 Land $275,000 Building $598,700
2023		$873,700 Land $275,000 Building $598,700	$873,700 Land $275,000 Building $598,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Pagan Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Pagan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20