525 Pacheco Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 525 Pacheco Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,373 sqft · built 1989
Lot Size0.117 acres (5,085 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Aug 2020)
Tax Bill$6,703 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN235-300-350-000

Property Details

APN / Parcel Number

Primary APN235-300-350-000
Alternative APN
  • 235-300-35

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,373 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,085 sqft (0.117 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number235-300-35
Street Address525 PACHECO DR
CityTRACY
StateCA
Zip95376-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90-FM PT OF 235-110-17
Legal SubdivisionMT DIABLO PARK
Legal Tract2252
Legal Block2
Legal Lot Number143
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2012
Census Tract5405

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address525 PACHECO DR, TRACY, CA 95376-1426
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Deed of Trust, Mortgage · Line of Credit
MERIWEST CU
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jun 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Aug 14, 2020Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Deed Document Number2020101850
Prior Transfer DateDec 23, 2014
Prior Transfer Doc0000134788
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address525 PACHECO DR, TRACY, CA 95376-1426
Transaction TypeMortgage
Record UpdatedAug 4, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 PACHECO DR, TRACY, CA 95376-1426

Mortgage

Document Number0000058117
DateJul 25, 2023
Instrument2023-058117
Lender
NameMERIWEST CU
TypeCredit Union
AddressSAN JOSE, CA 95153
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 19, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address525 PACHECO DR, TRACY, CA 95376-1426
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyCORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address252 PACHECO DR, TRACY, CA 95376-1451

Mortgage

Document Number0000141300
DateAug 24, 2021
Instrument2021-141300
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSAN JOSE, CA 95110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address525 PACHECO DR, TRACY, CA 95376-1426
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073868
DateJun 29, 2017
Instrument2017-073868
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 14, 2020
Property Address525 PACHECO DR, TRACY, CA 95376-1426
Document Number0000101850
Map ReferenceVOL 29 PG 79
Instrument DateJul 30, 2020
Instrument2020-101850
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address525 PACHECO DR, TRACY, CA 95376-1426

Mortgage

Document Number0000101851
DateAug 14, 2020
Instrument2020-101851
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,703.00 (+0.01%)
2025$6,702.00 (+10.1%)$562,862 (+4.04%) Land $129,890 Building $432,972
2023$6,087.00 (+2.11%)$541,008 Land $124,848 Building $416,160$663,840
2022$5,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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