525 Oak St, Dundee, MI 48131 Property Records

Monroe County property record for 525 Oak St, Dundee, MI 48131

Property Summary

Property Type	Single Family Home
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Mar 2021)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-040-346-00`

Property Details

APN / Parcel Number

Primary APN	`42-040-346-00`

Exterior

Lot Area	49,658 sqft (1.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	525 OAK ST
City	DUNDEE
State	MI
Zip	48131-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D-K-80 796-844 SEC 19 T6S R7E 1.05 AC COM AT A PT IN W LI OF SEC 19 328.11 FT S 1 DEG 15'W FR NE COR OFSEC 24 TH S 1 DEG 15'W
Legal Range	07E
Legal Township	06S
Legal Section	19
Jurisdiction	MONROE MI
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3014
Census Tract	830801

Owner

525 Oak St is owned and occupied by two individuals who bought it in March 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 OAK ST, DUNDEE, MI 48131-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Deed Document Number	20215744
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 3, 2021
Property Address	525 OAK ST, DUNDEE, MI 48131-1313
Document Number	2021R05744
Instrument Date	Feb 19, 2021
Instrument	2021R05744
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 OAK ST, 525, DUNDEE, MI 48131-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 EMERALD CIR, DUNDEE, MI 48131-2012

Mortgage

Document Number	2021R05745
Date	Mar 3, 2021
Instrument	2021R05745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 525 Oak St was $3,856 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Dundee Township
Municipality	Dundee Village
Unified School District	Dundee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,080 Land $163,080	$326,160 Land $326,160
2025	$3,856.00 Homeowner's exemption
2023	$3,416.00 Homeowner's exemption	$115,310	$230,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNDEE serves 5,400 people · EPA ID MI0001880
Water Source	Purchased surface water from MONROE
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber · Cable	4,000 / 4,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20