525 N Main St, Woodruff, SC 29388 Property Records

Spartanburg County property record for 525 N Main St, Woodruff, SC 29388

Property Summary

Property Type	Commercial
Details	4 bd · 3 ba · 3,226 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2019)
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-2515-03601`

Property Details

APN / Parcel Number

Primary APN	`4-2515-03601`
Alternative APN	`69750`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,226 sqft Total Area
Gross Area	3,943 sqft
Upper Floors Area	3,226 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	209 ft deep x 105 ft wide
Porch	Porch
Porch Area	717 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	69750
Street Address	525 N MAIN ST
City	WOODRUFF
State	SC
Zip	29388-1549
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E SIDE N MAIN ST W OF IRBY ST PB 152-188
Legal Subdivision	T G LANFORD PROPERTIES
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WOODRUFF
Census Block Group	1
Census Block	1031
Census Tract	23602

Owner

525 N Main St, a commercial property, is owned and occupied by an individual who bought it in August 2019.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	525 N MAIN ST, WOODRUFF, SC 29388-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 9, 2019	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Sep 20, 2013 · Amount on File
Deed Document Number	DEE-2019-37190
Deed Book / Page	124W / 632
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	525 N MAIN ST, WOODRUFF, SC 29388-1549
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043297
Date	Aug 4, 2021
Book Page	6161/212
Instrument	2021-43297

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	525 N MAIN ST, WOODRUFF, SC 29388-1549
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031867
Date	Jul 23, 2020
Book Page	5860/563
Instrument	2020-31867

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 9, 2019
Property Address	525 N MAIN ST, WOODRUFF, SC 29388-1549
Document Number	0000037190
Book / Page	124-W / 0632
Map Reference	MB 152 PG 188
Instrument Date	Aug 9, 2019
Instrument	2019-37190
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 N MAIN ST, WOODRUFF, SC 29388-1549

Mortgage

Document Number	0000037191
Date	Aug 9, 2019
Book Page	5657/0426
Instrument	2019-37191

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 525 N Main St was $1,835.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Woodruff City
Unified School District	Spartanburg School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,835.00	$7,425 Land $1,301 Building $6,124	$185,630 Land $32,530 Building $153,100
2024	$1,835.00 (+0.77%)
2023	$1,821.00	$7,425 Land $1,301 Building $6,124	$185,630 Land $32,530 Building $153,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODRUFF ROEBUCK W/D serves 32,038 people · EPA ID SC4220007
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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