525 N Main St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 525 N Main St, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 6,142 sqft · built 2022
Lot Size0.75 acres (32,670 sqft)
Owner2 Company Names on Record
Last Sale$383,500 (Dec 2013)
Tax Bill$8,953 (2025)
Deeds & MortgagesApr 2026 Transfer
Apr 2023 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN003-262-03

Property Details

APN / Parcel Number

Primary APN003-262-03

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,142 sqft Living Area
1st Floor Area1,198 sqft
Upper Floors Area976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area343 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address525 N MAIN ST
CityDAVIDSON
StateNC
Zip28036-9475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVIP
Legal DescriptionL8 NORTH U/M
Legal Block2
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1009
Census Tract6403

Owner

Source: Mecklenburg County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address525 N MAIN ST, DAVIDSON, NC 28036-9475
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 5, 2023Deed of Trust, Mortgage · Construction Mortgage
PARK NATIONAL BANK
Mar 25, 2020Deed of Trust, Mortgage · Construction Mortgage
NEWDOMINION BANK
Apr 2, 2020Loan Modification, Mortgage
NEWDOMINION BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2013 · Amount on Record
Deed SaleDec 13, 2013 · Amount on Record
Prior SaleJun 13, 1986
Deed Document Number2013188771
Deed Book / Page28893 / 314
Last Transfer DateApr 13, 2026
Transfer Doc0000038785
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateApr 16, 2026
Property Address525 N MAIN ST, DAVIDSON, NC 28036-9475
Document Number0000038785
Book / Page40348 / 561
Instrument DateApr 13, 2026
Instrument202638785
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address525 N MAIN ST, DAVIDSON, NC 28036-9475

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address525 N MAIN ST, DAVIDSON, NC 28036-9475
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 N MAIN ST, DAVIDSON, NC 28036-9475

Mortgage

Document Number0000030344
DateApr 5, 2023
Book Page38037/564
Instrument2023030344
Lender
NamePARK NATIONAL BANK
TypeBank
AddressNEWARK, OH 43058
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year T-Bill
Max Rate12.1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address525 N MAIN ST, DAVIDSON, NC 28036-9475
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042023
DateMar 25, 2020
Book Page34403/383
Instrument2020042023
Lender
NameNEWDOMINION BANK
TypeBank
AddressCHARLOTTE, NC 28204
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate9.25%

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address525 N MAIN ST, DAVIDSON, NC 28036-9475
Document Number0000089066
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address525 N MAIN ST DAVIDSON NC 280369475, DAVIDSON, NC 28036-9475

Mortgage

Document Number0000089066
DateJun 17, 2020
Book Page034698/000321
Instrument89066
Lender
NameNEWDOMINION BK
TypeBank
Address1111 METROPOLITAN AVE, CHARLOTTE, NC 28204-3407
Agreement
AmountAmount Recorded
Term60 Months
DueJun 16, 2025

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,953.00 (+57.35%)$1,505,600 Land $402,000 Building $1,103,600$1,505,600 Land $402,000 Building $1,103,600
2024$5,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number