Johnson County property record for 525 N Elm St, Gardner, KS 66030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 1983 |
| Lot Size | 0.2 acres (8,728 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,064 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CP28800003-0003 |
| Primary APN | CP28800003-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,076 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,728 sqft (0.2 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 403 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | R4081 |
|---|---|
| Street Address | 525 N ELM ST |
| City | GARDNER |
| State | KS |
| Zip | 66030-1272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | GARDNER HEIGHTS FIRST PLAT LT 3 BLK 3 GAC 86 1 3 3 |
| Legal Subdivision | GARDNER HEIGHTS FIRST |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | JOHNSON KS |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 53707 |
Source: Johnson County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 525 N ELM ST, GARDNER, KS 66030-1272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2011 |
| Deed Sale | Dec 19, 2011 |
| Prior Sale | Dec 19, 2008 · Amount on Record |
| Deed Book / Page | 201112 / 6226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 525 N ELM ST, GARDNER, KS 66030-1272 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 525 N ELM ST, GARDNER, KS 66030-1272 |
| Document Number | 202511/3057 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 202511/3057 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 525 N ELM ST, GARDNER, KS 66030-1272 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 525 N ELM ST, GARDNER, KS 66030-1272 |
| Document Number | 202509/4421 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 202509/4421 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Johnson County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Johnson County |
| Municipality | Gardner City |
| Unified School District | Gardner Edgerton Unified School District 231 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,064.00 (-0.02%) | $33,626 (+0.83%) Land $6,241 Building $27,385 | $292,400 (+0.83%) Land $54,270 Building $238,130 |
| 2024 | $4,065.00 (+0.87%) | $33,350 (+3.98%) Land $6,241 Building $27,109 | $290,000 (+3.98%) Land $54,270 Building $235,730 |
| 2023 | $4,030.00 (+7.64%) | $32,073 (+8.77%) Land $6,241 Building $25,832 | $278,900 (+8.78%) Land $54,270 Building $224,630 |
| 2022 | $3,744.00 | $29,486 Land $5,198 Building $24,288 | $256,400 Land $45,200 Building $211,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GARDNER serves 23,942 people · EPA ID KS2009106 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| KWIKOM Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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