525 N 18th St, Waco, TX 76707 Property Records

McLennan County property record for 525 N 18th St, Waco, TX 76707

Property Summary

Property Type	Commercial
Details	9,342 sqft · built 1952
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Company Names on File
Tax Bill	$12,333 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-005600-001000-5`

Property Details

APN / Parcel Number

Primary APN	`48-005600-001000-5`
Alternative APNs	`4800560000100050111` `165084`

Interior

Stories	1 Story
Building Area	9,342 sqft Gross Area
1st Floor Area	9,342 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1971
Exterior Material	Other
Construction Type	Concrete Block
Roof Type	Sawtooth
Roof Material	Built-Up Asphalt
Lot Area	18,382 sqft (0.422 acres)
Lot Dimensions	184 ft deep x 100 ft wide
Canopy	918 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	525 N 18TH ST
City	WACO
State	TX
Zip	76707-3526
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-2
Legal Description	BOLINGER D C TR LOT 8C BLOCK 23 ACRES .422
Legal Subdivision	BOLINGER D C TR
Legal Tract	BLOCK
Legal Block	23
Legal Lot Number	8C
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2018
Census Tract	700

Owner

525 N 18th St, a commercial property, is owned by a company that acquired it in January 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Company Names on File
Mailing Address	12313 HOPES CREEK RD, COLLEGE STATION, TX 77845-9241
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jan 18, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK
Jan 18, 2018	Deed of Trust, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024
Deed Sale	Jan 22, 2024
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	20241939
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	0000028177
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	525 N 18TH ST, WACO, TX 76707-3526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028178
Date	Aug 28, 2017
Instrument	2017028178

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	525 N 18TH ST, WACO, TX 76707-3526
Document Number	0000003200
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 N 18TH ST WACO TX 767073526, WACO, TX 76707-3526

Mortgage

Document Number	0000003200
Date	Jan 30, 2019
Instrument	3200

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 29, 2024

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	525 N 18TH ST, WACO, TX 76707-3526
Document Number	0000002277
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 N 18TH ST WACO TX 767073526, WACO, TX 76707-3526

Mortgage

Document Number	0000002277
Date	Jan 24, 2018
Instrument	2277

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 525 N 18th St was $12,333, down 0.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,757 (-5.43%) Land $91,912 Building $426,845	$518,757 (-5.43%) Land $91,912 Building $426,845
2025	$12,333.00 (-0.46%)	$548,550 Land $91,910 Building $456,640	$548,550 Land $91,910 Building $456,640
2024	$12,390.00
2023		$650,000 Land $91,910 Building $558,090	$650,000 Land $91,910 Building $558,090
2022	$14,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 N 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 525 N 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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