525 N 18th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 525 N 18th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,373 sqft
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2012)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-0006424.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006424.000`
Alternative APN	`004216-2`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,373 sqft Living Area
1st Floor Area	1,373 sqft
Attic	Attic
Attic Area	1,373 sqft
Basement Area	1,373 sqft
Unfinished Basement	1,373 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	576 sqft
Porch	Slab
Porch Area	101 sqft
Deck Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004216-2
Street Address	525 N 18TH ST
City	CAMBRIDGE
State	OH
Zip	43725-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-05 338 OAKLAND
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	OAKLAND
Legal Tract	2
Legal Lot Number	338
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1013
Census Tract	977500

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 N 18TH ST, CAMBRIDGE, OH 43725-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 21, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2012 · Amount on Record
Deed Sale	Jan 3, 2012 · Amount on Record
Prior Sale	Apr 4, 2008 · Amount on Record
Deed Document Number	201227
Deed Book / Page	485 / 1237
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	525 N 18TH ST, CAMBRIDGE, OH 43725-2042
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 N 18TH ST, CAMBRIDGE, OH 43725-2042

Mortgage

Document Number	00587/1041
Date	Jan 3, 2023
Book Page	587/1041
Instrument	202300000027

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 5, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	525 N 18TH ST, CAMBRIDGE, OH 43725-2042
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00568/4291
Date	May 21, 2020
Book Page	568/4291
Instrument	202000002617

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 3, 2025

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (-1.69%) Homeowner's exemption Senior Citizen's exemption	$45,602 (-) Land $7,966 Building $37,636
2024	$1,772.00 (+13.44%) Homeowner's exemption Senior Citizen's exemption	$45,602 (+17.15%) Land $7,966 Building $37,636	$130,290 (+17.15%) Land $22,760 Building $107,530
2023	$1,562.00 (+4.41%) Homeowner's exemption	$38,926 (-0.01%) Land $6,800 Building $32,126
2022	$1,496.00 Homeowner's exemption	$38,930 Land $6,800 Building $32,130	$111,220 (-) Land $19,430 Building $91,790
2021			$111,220 Land $19,430 Building $91,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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