Boyd County property record for 525 Middletown Ave, Ashland, KY 41102
| Property Type | Single Family Home |
|---|---|
| Details | 1,216 sqft |
| Lot Size | 0.268 acres (11,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Oct 2023) |
| Tax Bill | $1,542 (2025) |
| Deeds & Mortgages | Nov 2006 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-10-05-010.00 |
| Primary APN | 022-10-05-010.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,216 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,685 sqft (0.268 acres) |
| Lot Dimensions | 95 ft deep x 123 ft wide |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 68842001 |
|---|---|
| Street Address | 525 MIDDLETOWN AVE |
| City | ASHLAND |
| State | KY |
| Zip | 41102-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 6 BLOCK 2 KENDALL ACRES ADDITION |
| Legal Subdivision | KENDALL ACRES ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 30900 |
Source: Boyd County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 525 MIDDLETOWN AVE, ASHLAND, KY 41102-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2006 | Deed of Trust, Mortgage · ARM CITY NATIONAL BANK |
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Jun 15, 2016 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Deed Document Number | 10023674 |
| Deed Book / Page | 854 / 207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 525 MIDDLETOWN AVE, ASHLAND, KY 41102-4228 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1037/172 |
|---|---|
| Date | Nov 6, 2006 |
| Book Page | M1037/172 |
| Instrument | 587994 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 5, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.9% |
| Type Change Date | Nov 1, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 5.9% |
| Max Rate At Change | 9.9% |
| Index | 1-Year T-Bill |
| Max Rate | 13.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Oct 12, 2023 |
| Property Address | 525 MIDDLETOWN AVE, ASHLAND, KY 41102-4228 |
| Document Number | 000854/207 |
| Book / Page | 854 / 207 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 10023674 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | SOURCEPOINT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 PRICHARD ST, ASHLAND, KY 41102-3349 |
| Name | Verified Name |
|---|---|
| Address | 525 MIDDLETOWN AVE, ASHLAND, KY 41102-4228 |
| Document Number | 0010023687 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 10023687 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jun 15, 2016 |
| Property Address | 525 MIDDLETOWN AVE, ASHLAND, KY 41102-4228 |
| Document Number | 00D782/103 |
| Book / Page | D782 / 103 |
| Instrument Date | Jun 14, 2016 |
| Instrument | 732019 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 MIDDLETOWN AVE, ASHLAND, KY 41102-4228 |
| Name | Verified Name |
|---|---|
| Address | 501 PRICHARD ST, ASHLAND, KY 41102-3349 |
| Investor | Possibly a Property Investor |
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Unified School District | Fairview Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,542.00 (+25.37%) | $92,000 (+22.67%) Land $15,000 Building $77,000 | $92,000 (+22.67%) Land $15,000 Building $77,000 |
| 2023 | $1,230.00 (-0.49%) | $75,000 (-) Land $10,000 Building $65,000 | $75,000 (-) Land $10,000 Building $65,000 |
| 2022 | $1,236.00 | $75,000 Land $10,000 Building $65,000 | $75,000 Land $10,000 Building $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 21 (1996–2020) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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