525 McClure Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 525 McClure Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,104 sqft Heated Area
Lot Size95,832 sqft (2.2 acres)
OccupancyOwner Occupied
Last Sale$93,000 (2020)
Tax Bill$684.00 (2025)

Property Details

APN / Parcel Number

Primary APN458118412112000
Alternative APN
  • 52531

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,104 sqft Heated Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlywood Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Exterior MaterialWood Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area95,832 sqft (2.2 acres)
Depth X Width343 ft x 420 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area480 sqft Carport
Deck Area336 sqft Deck

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number52531
Street Address525 MCCLURE RD
CityMURPHY
StateNC
Zip28906-9747
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionFR EHLERS 1494/421
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup1
Census Block1015
Census Tract930502

Owner

Source: Cherokee County records · APN 458118412112000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address525 MCCLURE RD, MURPHY, NC 28906-9747
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 20, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleJul 25, 2014 · Amount on Record
Deed Doc Number4390
Deed Book / Page1653 / 658
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address525 MCCLURE RD, MURPHY, NC 28906-9747
Transaction TypeMortgage
Record UpdatedJan 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 MCCLURE RD, MURPHY, NC 28906-9747

Mortgage

Document Number001727/448
DateDec 29, 2022
Book Page1727/448
Instrument7973
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term333 Months
DueSep 01, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 20, 2020
Property Address525 MCCLURE RD, MURPHY, NC 28906-9747
Document Number1653/658
Book / Page1653 / 658
Instrument DateAug 20, 2020
Instrument4390
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$186.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1050 PEACHTREE HILLS RD, 1050, MURPHY, NC 28906-3653

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 MCCLURE RD, MURPHY, NC 28906-9747

Mortgage

Document Number1653660
DateAug 20, 2020
Instrument1653/660
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$684.00$91,190 (+5.41%)$91,190 (+5.41%) Land $18,810 Building $72,380
2023$86,510$86,510 Land $18,810 Building $67,700

Flood & Wildfire

525 McClure Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
61st percentile of exposed land nationally · 84th in North Carolina
Wildfire LikelihoodModerate — about 1 in 568 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on McClure Rd

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