525 Madera Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 525 Madera Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,185 sqft · built 1959
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$629,000 (Mar 2019)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`066-163-029`

Property Details

APN / Parcel Number

Primary APN	`066-163-029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	525 MADERA AVE
City	MORRO BAY
State	CA
Zip	93442-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO HTS BL 8 LT 34
Legal Subdivision	MORRO HEIGHTS
Legal Block	8
Legal Lot Number	34
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3032
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	525 MADERA AVE, MORRO BAY, CA 93442-2620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2019	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Feb 13, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	20197251
Last Transfer Date	Apr 9, 2019
Transfer Doc	0000021216
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	525 MADERA AVE, MORRO BAY, CA 93442-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016691
Date	Apr 6, 2020
Instrument	2020016691

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 4, 2019
Property Address	525 MADERA AVE, MORRO BAY, CA 93442-2620
Document Number	0000021217
Instrument Date	May 23, 2019
Instrument	21217
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	525 MADERA AVE MORRO BAY CA 934422620, MORRO BAY, CA 93442-2620

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 4, 2019
Property Address	525 MADERA AVE, MORRO BAY, CA 93442-2620
Document Number	0000021216
Instrument Date	Apr 9, 2019
Instrument	21216
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	525 MADERA AVE MORRO BAY CA 934422620, MORRO BAY, CA 93442-2620

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 1, 2019
Property Address	525 MADERA AVE, MORRO BAY, CA 93442-2620
Document Number	0000007251
Map Reference	MB 3 PG 4
Instrument Date	Feb 15, 2019
Instrument	2019007251
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	525 MADERA AVE, MORRO BAY, CA 93442-2620

Mortgage

Document Number	0000007252
Date	Mar 1, 2019
Instrument	2019007252

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 13, 2019
Property Address	525 MADERA AVE, MORRO BAY, CA 93442-2620
Document Number	0000004984
Instrument Date	Jan 17, 2019
Instrument	4984
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	525 MADERA AVE MORRO BAY CA 934422620, MORRO BAY, CA 93442-2620

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$715,688 (+2%) Land $483,574 Building $232,114
2025	$7,656.00 (+3.64%) Homeowner's exemption	$701,656 (+4.04%) Land $474,093 Building $227,563
2023	$7,387.00 (+6.72%) Homeowner's exemption	$674,412 Land $455,685 Building $218,727
2022	$6,922.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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