Clay County property record for 525 Luke Brown Rd, Moss, TN 38575
| Property Type | Mobile Home |
|---|---|
| Details | 960 sqft · built 1981 |
| Lot Size | 0.295 acres (12,857 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jul 2009) |
| Tax Bill | $94 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014045 02201 |
| Primary APN | 014045 02201 |
|---|---|
| Alternative APN |
|
| Building Area | 960 sqft Living Area |
|---|---|
| 1st Floor Area | 960 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 12,857 sqft (0.295 acres) |
| Lot Dimensions | 200 ft deep x 115 ft wide |
| Terrain | Rolling |
| Water Source | Commercial |
|---|
| Street Address | 525 LUKE BROWN RD |
|---|---|
| City | MOSS |
| State | TN |
| Zip | 38575-6044 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 01 STACY BROWN TRUSTEE, COUNTY AREA: R01 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 955100 |
525 Luke Brown Rd, a mobile home, is owned and occupied by an individual who acquired it in September 2024.
Source: Clay County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 LUKE BROWN RD, MOSS, TN 38575-6044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2009 · Amount on File |
| Deed Sale | Jul 28, 2009 · Amount on File |
| Deed Book / Page | 93 / 232 |
| Last Transfer Date | Sep 24, 2024 |
| Transfer Doc | 0000001038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Apr 25, 2026 |
| Property Address | 525 LUKE BROWN RD, MOSS, TN 38575-6044 |
| Document Number | 0000000597 |
| Book / Page | 190 / 152 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026597 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 525 LUKE BROWN RD, MOSS, TN 38575-6044 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000597, |
|---|---|
| Date | Apr 25, 2026 |
| Book Page | 190/152 |
| Instrument | 2026597 |
| Name | MARION BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 525 Luke Brown Rd was $94.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94.00 | $3,625 Land $1,500 Building $2,125 | |
| 2023 | $3,625 (-) Land $1,500 Building $2,125 | ||
| 2022 | $94.00 | $3,625 Land $1,500 Building $2,125 | $14,500 Land $6,000 Building $8,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 525 Luke Brown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 525 Luke Brown Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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