Middlesex County and Middlesex Borough property record for 525 Lorraine Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1953 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jan 2025) |
| Tax Bill | $9,286 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00303-0000-00051 |
| Primary APN | 10-00303-0000-00051 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 525 LORRAINE AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 50X100 52 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 303 |
| Legal Lot Number | 51 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 200 |
525 Lorraine Ave is owned and occupied by two individuals who bought it in January 2025.
Source: Middlesex County and Middlesex Borough records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 13, 2023 | Intrafamily Transfer, Transfer |
| Apr 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on File |
| Deed Sale | Jan 9, 2025 · Amount on File |
| Prior Sale | May 1, 1990 · Amount on File |
| Deed Document Number | 20251855 |
| Deed Book / Page | 19635 / 674 |
| Prior Transfer Date | Nov 4, 2023 |
| Prior Transfer Doc | 0000066811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 525 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 525 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055082 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 19821/1611 |
| Instrument | 2025055082 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 13, 2023 |
| Property Address | 525 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Number | 0000066811 |
| Book / Page | 19341 / 27 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 2023066811 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 MIDDLESEX VLGB, MIDDLESEX, NJ 08846 |
| Name | Verified Name |
|---|---|
| Address | 525 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 525 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Number | 0000033842 |
| Instrument Date | Apr 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 525 LORRAINE AVE MIDDLESEX NJ 088462056, MIDDLESEX, NJ 08846-2056 |
| Document Number | 0000033842 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 017489/001326 |
| Instrument | 33842 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
The 2025 property tax bill for 525 Lorraine Ave was $9,286, up 5.4% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,000 (-) Land $134,800 Building $303,200 | $438,000 (-) Land $134,800 Building $303,200 | |
| 2025 | $9,286.00 (+5.44%) | $438,000 Land $134,800 Building $303,200 | $438,000 Land $134,800 Building $303,200 |
| 2024 | $8,807.00 | ||
| 2023 | $380,600 (+353.1%) Land $134,800 Building $245,800 | $380,600 (+353.1%) Land $134,800 Building $245,800 | |
| 2022 | $8,308.00 | $84,000 Land $30,000 Building $54,000 | $84,000 Land $30,000 Building $54,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 525 Lorraine Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 525 Lorraine Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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