525 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 525 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,526 sqft · built 1951
Lot Size	0.107 acres (4,650 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (May 2016)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-70-01`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-70-01`
Alternative APNs	`0807-21-2-17-001` `R1535086`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,022 sqft
Basement Area	682 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,650 sqft (0.107 acres)
Garage Type	Attached
Garage Area	308 sqft
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1535086
Street Address	525 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23168 L16 EXC S82 BLK6 KERNS
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	KERNS SUB
Legal Block	6
Legal Lot Number	16
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3012
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016 · Amount on Record
Deed Sale	May 23, 2016 · Amount on Record
Prior Sale	Jul 14, 1992
Deed Document Number	20164205559
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	525 LOCUST ST, WINDSOR, CO 80550-5263
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005064153
Date	Nov 7, 2025
Instrument	5064153

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	525 LOCUST ST, WINDSOR, CO 80550-5263
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004684357
Date	Feb 19, 2021
Instrument	4684357

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	525 LOCUST ST, WINDSOR, CO 80550-5263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004411741
Date	Jul 2, 2018
Instrument	4411741

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,970 (-2.08%) Land $2,280 Building $21,690	$391,654 (-) Land $37,200 Building $354,454
2025	$2,447.00 (+6.16%)	$24,480 (-12.94%) Land $2,330 Building $22,150	$391,654 (-5.79%) Land $37,200 Building $354,454
2024	$2,305.00 (+8.93%)
2023	$2,116.00	$28,120 Land $2,200 Building $25,920	$415,722 Land $32,550 Building $383,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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