Macon County property record for 525 Laurel Mountain Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,836 sqft · built 1999 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $454,000 (Oct 2026) |
| Tax Bill | $1,275 (2026) |
| Deeds & Mortgages | Oct 2026 Sale Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6591109174 |
| Primary APN | 6591109174 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Heated Area |
| 1st Floor Area | 1,836 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 54,886 sqft (1.26 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 696 sqft |
| Canopy | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 103396 |
|---|---|
| Street Address | 525 LAUREL MOUNTAIN RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 5 LAUREL MTN ESTATES |
| Legal Subdivision | LAUREL MTN ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 970600 |
Source: Macon County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 395 COTTAGE VIEW DR, FRANKLIN, NC 28734-8027 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2026 · Amount on Record |
| Deed Sale | Oct 14, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2005 · Amount on Record |
| Deed Document Number | 20266627 |
| Deed Book / Page | 44 / 351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Oct 14, 2026 |
| Property Address | 525 LAUREL MOUNTAIN RD, FRANKLIN, NC 28734-1169 |
| Document Number | 0000006627 |
| Book / Page | 44 / 351 |
| Instrument Date | Oct 13, 2026 |
| Instrument | 20266627 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $91,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 395 COTTAGE VIEW DR, FRANKLIN, NC 28734-8027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 525 LAUREL MOUNTAIN RD, FRANKLIN, NC 28734-1169 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 525 LAUREL MOUNTAIN RD, FRANKLIN, NC 28734-1169 |
| Document Number | 00S42/1896 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | S-42/1896 |
| Instrument | 2023005790 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,275.00 | $340,780 (-) Land $60,870 Building $279,910 | $340,780 (-) Land $60,870 Building $279,910 |
| 2025 | $1,275.00 (+0.95%) | ||
| 2023 | $1,263.00 | $340,780 Land $60,870 Building $279,910 | $340,780 Land $60,870 Building $279,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
5G (outdoors only) and 4G LTE
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