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525 Laurel Fork Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 525 Laurel Fork Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,930 sqft · built 1992
Lot Size0.27 acres (11,761 sqft)
Owner2 Trust Names on File
Last Sale$230,000 (Apr 2006)
Tax Bill$3,642 (2025)
Deeds & MortgagesJul 2026 Sale
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN227-432-75

Property Details

APN / Parcel Number

Primary APN227-432-75

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,930 sqft Living Area
1st Floor Area1,930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage Area506 sqft
PorchFinished/Open Porch
Porch Area55 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address525 LAUREL FORK DR
CityMATTHEWS
StateNC
Zip28105-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL8 B5 M23-722
Legal SubdivisionSARDIS PLANTATION PH 06 MAP 01
Legal Block5
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group2
Census Block2004
Census Tract5833

Owner

525 Laurel Fork Dr is owner-occupied and held in a trust since July 2026.

Source: Mecklenburg County records, as of August 11, 2026

Owner of Record2 Trust Names on File
Mailing Address525 LAUREL FORK DR, MATTHEWS, NC 28105-1520
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2006 · Amount on File
Deed SaleApr 3, 2006 · Amount on File
Deed Document Number200662035
Deed Book / Page20230 / 626
Last Transfer DateJul 23, 2026
Transfer Doc0000079635
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 27, 2026
Property Address525 LAUREL FORK DR, MATTHEWS, NC 28105-1520
Document Number0000079635
Book / Page40598 / 556
Instrument DateJul 23, 2026
Instrument202679635
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address525 LAUREL FORK DR, MATTHEWS, NC 28105-1520

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address525 LAUREL FORK DR, MATTHEWS, NC 28105-1520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE RESOURCE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079801
DateJun 16, 2017
Book Page31886/817
Instrument2017079801
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 525 Laurel Fork Dr was $3,642.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,642.00$464,600 Land $100,000 Building $364,600$464,600 Land $100,000 Building $364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Laurel Fork Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Laurel Fork Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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