525 Lakeshore Dr, Centralia, WA 98531 Property Records

Lewis County property record for 525 Lakeshore Dr, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	2 bd · 5.25 ba · 3,204 sqft · built 1991
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2020)
Tax Bill	$5,252 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2020 Sale & Mortgage
APN	`003478-007-000`

Property Details

APN / Parcel Number

Primary APN	`003478-007-000`
Alternative APNs	`2216883` `14787`

Interior

Bedrooms	2 Beds
Full Baths	5.25 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,204 sqft Living Area
Gross Area	4,221 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Tile
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	1,017 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	176 sqft
Deck Area	520 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2216883
Street Address	525 LAKESHORE DR
City	CENTRALIA
State	WA
Zip	98531-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 07 TOWNSHIP 14N RANGE 02W PT NE4 NE4 LY WLY LAKESHORE DR
Legal Range	02W
Legal Township	14N
Legal Section	07
Legal Subdivision	WASHINGTON ADD
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2010
Census Tract	970600

Owner

525 Lakeshore Dr is owned and occupied by an individual who bought it in September 2020.

Source: Lewis County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	525 LAKESHORE DR, CENTRALIA, WA 98531-1200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Deed Document Number	20203533140
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	525 LAKESHORE DR, CENTRALIA, WA 98531-1200
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003580123
Date	Jul 13, 2022
Instrument	3580123

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Feb 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Sep 25, 2020
Property Address	525 LAKESHORE DR, CENTRALIA, WA 98531-1200
Document Number	0003533140
Map Reference	VOL 2 PG 150
Instrument Date	Sep 14, 2020
Instrument	3533140
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,365.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 LAKESHORE DR, CENTRALIA, WA 98531-1200

Mortgage

Document Number	0003533141
Date	Sep 25, 2020
Instrument	3533141

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0003533142
Date	Sep 25, 2020
Instrument	3533142

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$798,100 (-) Land $108,000 Building $690,100	$798,100 (-) Land $108,000 Building $690,100
2024	$5,252.00	$798,100 Land $108,000 Building $690,100	$798,100 Land $108,000 Building $690,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 525 Lakeshore Dr; there have been 110 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	110 (1980–2022)
Claims Outside the SFHA	13 of 110
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 50 claims High Winds, Severe Storms And Flooding, Feb 1996 · 43 claims Severe Storms & Flooding, Nov 1990 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: T-Mobile, Verizon.

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