Oakland County property record for 525 Laguna Ct, Wolverine Lake, MI 48390
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,657 sqft · built 1954 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Aug 2013) |
| Tax Bill | $8,554 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | EW-17-22-405-028 |
| Primary APN | EW-17-22-405-028 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,657 sqft Living Area |
| 1st Floor Area | 2,722 sqft |
| Basement Area | 2,722 sqft |
| Unfinished Basement | 2,722 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 99 ft deep x 66 ft wide |
| View / Lot | Waterfront |
| Garage Area | 905 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 8 sqft |
| Deck Area | 94 sqft |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 525 LAGUNA CT |
|---|---|
| City | WOLVERINE LAKE |
| State | MI |
| Zip | 48390-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T2N, R8E, SEC 22 LAGUNA VISTA LOT 11 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 22 |
| Legal Subdivision | LAGUNA VISTA |
| Legal Lot Number | 11 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 134600 |
525 Laguna Ct is owned and occupied by an individual who bought it in August 2013.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 LAGUNA CT, WOLVERINE LAKE, MI 48390-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · ARM RAYMOND JAMES BANK NA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2013 · Amount on File |
| Deed Sale | Aug 21, 2013 · Amount on File |
| Prior Sale | Oct 21, 2002 |
| Deed Document Number | 2013217749 |
| Deed Book / Page | 46229 / 469 |
| Prior Transfer Date | May 6, 2002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 525 LAGUNA CT, WOLVERINE LAKE, MI 48390-2006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056594 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 51707/00419 |
| Instrument | 56594 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 525 LAGUNA CT, WOLVERINE LAKE, MI 48390-2006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 525 LAGUNA CT, WOLVERINE LAKE, MI 48390-2006 |
| Document Number | 0000226222 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 55085/871 |
| Instrument | 226222 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 525 Laguna Ct was $8,554 with a homeowner's exemption, up 11.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Municipality | Wolverine Lake Village |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,554.00 (+11.67%) Homeowner's exemption | $479,900 | $959,800 |
| 2024 | $7,660.00 | ||
| 2023 | $441,920 | $883,840 | |
| 2021 | $6,703.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Laguna Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Laguna Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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