525 Jester Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 525 Jester Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,056 sqft · built 1990
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2026)
Tax Bill	$3,041 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032E0-03-00-01500`

Property Details

APN / Parcel Number

Primary APN	`032E0-03-00-01500`
Alternative APN	`6513`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,056 sqft Finished Area
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	10,001 sqft (0.23 acres)
View / Lot	Proximity to Airport
Porch	Slab
Deck Area	424 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	525 JESTER LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	CAMELOT 3 15
Legal Subdivision	CAMELOT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · FHA Mortgage ENVOY MORTGAGE
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jun 17, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	20266553
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 2, 2026
Property Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325
Document Number	0000006553
Instrument Date	Jun 25, 2026
Instrument	20266553
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325

Mortgage

Document Number	0000006554,
Date	Jul 2, 2026
Instrument	20266554

Lender

Name	ENVOY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

Mortgage

Document Number	0000006555,
Date	Jul 2, 2026
Instrument	20266555

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.51%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200007291
Date	Jun 15, 2022
Instrument	202200007291

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 17, 2022
Property Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325
Document Number	202200007380
Map Reference	MB 623 PG 79
Instrument Date	Jun 14, 2022
Instrument	202200007380
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325

Mortgage

Document Number	202200007381
Date	Jun 17, 2022
Instrument	202200007381

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 JESTER LN, CHARLOTTESVILLE, VA 22911-8325

Mortgage

Document Number	202200003292
Date	Mar 17, 2022
Instrument	202200003292

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,041.00 (+3.26%)	$340,100 (+3.22%) Land $74,500 Building $265,600	$340,100 (+3.22%) Land $74,500 Building $265,600
2025	$2,945.00 (+7.76%)	$329,500 (+2.94%) Land $74,500 Building $255,000	$329,500 (+2.94%) Land $74,500 Building $255,000
2023	$2,733.00	$320,100 Land $83,300 Building $236,800	$320,100 Land $83,300 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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