525 James Ave, Rockford, IL 61107 Property Records

Winnebago County property record for 525 James Ave, Rockford, IL 61107

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,359 sqft · built 1940
Owner2 Individual Names on Record
Last Sale$173,000 (Feb 2023)
Tax Bill$5,350 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1219310018

Property Details

APN / Parcel Number

Primary APN1219310018

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,359 sqft Living Area
Gross Area2,765 sqft
1st Floor Area816 sqft
Basement Area816 sqft
Finished Basement410 sqft
Unfinished Basement406 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Construction TypeFrame
Roof MaterialAsphalt
View / LotCorner
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address525 JAMES AVE
CityROCKFORD
StateIL
Zip61107-4627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWELTYS 2ND LONGVIEW ADD PT SW1/4 SEC 19-44-2 LTS 10 & 11
Legal Range2
Legal Township44
Legal Section19
Legal Lot Number10,11
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group4
Census Block4010
Census Tract600

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address802 HIGHVIEW AVE, ROCKFORD, IL 61107-3316
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Deed Document Number20233724
Record UpdatedSep 20, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateFeb 22, 2023
Property Address525 JAMES AVE, ROCKFORD, IL 61107-4627
Document Number0000003724
Map ReferenceBK15 PG6
Instrument DateFeb 21, 2023
Instrument2303724
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyMAGNUS TITLE AGENCY, MTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$259.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address802 HIGHVIEW AVE, ROCKFORD, IL 61107-3316

Mortgage

Document Number0000003725
DateFeb 22, 2023
Instrument2303725
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeFixed Rate
Rate7.63%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,350.00$71,599 (+35.6%) Land $11,695 Building $59,904$214,797 (+35.6%) Land $35,085 Building $179,712
2022Homeowner's exemption$52,802 Land $8,271 Building $44,531$158,406 Land $24,813 Building $133,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
T-Mobile
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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