525 Howe St, Seattle, WA 98109 Property Records

King County property record for 525 Howe St, Seattle, WA 98109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1921
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$492,363 (Nov 2019)
Tax Bill	$13,212 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`692670-0655`

Property Details

APN / Parcel Number

Primary APN	`692670-0655`
Alternative APN	`692670065501`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	730 sqft
2nd Floor Area	690 sqft
Basement Area	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	5,000 sqft (0.115 acres)
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	692670065501
Street Address	525 HOWE ST
City	SEATTLE
State	WA
Zip	98109-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR3 (M)
Legal Description	PUBLIC BENEFIT SUPL PLAT COLLINS W 50 FT
Legal Range	04
Legal Township	25
Legal Section	19
Legal Subdivision	PUBLIC BENEFIT SUPL PLAT COLLINS
Legal Block	77
Legal Lot Number	11-14
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2001
Census Tract	6703

Owner

525 Howe St is owned by an individual who bought it in November 2019.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	422 W GALER ST, SEATTLE, WA 98119-3336
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 7, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	2019342
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0000000342
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	525 HOWE ST, SEATTLE, WA 98109-2629
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001958
Date	Nov 18, 2021
Instrument	20211118001958

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Nov 21, 2019
Property Address	525 HOWE ST, SEATTLE, WA 98109-2629
Document Number	0000000342
Map Reference	VOL 2 PG 49
Instrument Date	Jul 26, 2019
Instrument	20191121000342
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Tax	$10,638.72
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HOWE ST, SEATTLE, WA 98109-2629

Mortgage

Document Number	0000000343
Date	Nov 21, 2019
Instrument	20191121000343

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Mar 7, 2018
Property Address	525 HOWE ST, SEATTLE, WA 98109-2629
Document Number	0000000391
Instrument Date	Feb 23, 2018
Instrument	201803070391
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 HOWE ST SEATTLE WA 981092629, SEATTLE, WA 98109-2629

Mortgage

Document Number	392
Date	Mar 7, 2018
Instrument	201803070392

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	3701 REGENT BLVD # 180, IRVING, TX 75063-2312

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 525 Howe St was $13,212.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,212.00
2025		$1,260,000 (-) Land $1,259,000 Building $1,000	$1,260,000 (-) Land $1,259,000 Building $1,000
2024	$12,276.00	$1,260,000 Land $1,259,000 Building $1,000	$1,260,000 Land $1,259,000 Building $1,000
2022	$11,592.00	$1,343,000 Land $1,333,000 Building $10,000	$1,343,000 Land $1,333,000 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	18 units insured incl. 18 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Howe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, FiberFirst, Google Fiber.

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