525 Howe Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 525 Howe Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1965
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Nov 2004)
Tax Bill$5,341 (2026)
Flood ZoneZone X (minimal risk)
APN422800 48.19-8-36.1

Property Details

APN / Parcel Number

Primary APN422800 48.19-8-36.1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,070 sqft
Basement Area418 sqft
Finished Basement418 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions137 ft deep x 68.2 ft wide
Garage TypeBasement
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address525 HOWE AVE
CitySCHENECTADY
StateNY
Zip12306-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block8
Legal Lot Number36.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3004
Census Tract32700

Owner

525 Howe Ave is owned and occupied by an individual who bought it in November 2004.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address525 HOWE AVE, SCHENECTADY, NY 12306-3027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2004 · Amount on File
Deed SaleNov 8, 2004 · Amount on File
Deed Book / Page1691 / 986
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 525 Howe Ave was $5,341 with a homeowner's exemption, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,341.00 (+1.93%) Homeowner's exemption
2025$5,240.00$143,000 Land $11,400 Building $131,600$220,000 Land $17,538 Building $202,462
2023$143,000 Land $11,400 Building $131,600$188,200 Land $15,003 Building $173,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Howe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 525 Howe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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