Graves County property record for 525 Harmon Rd, Melber, KY 42069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,484 sqft · built 1977 |
| Lot Size | 41 acres (1,785,960 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $812 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 049.00.00.077.00 |
| Primary APN | 049.00.00.077.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,785,960 sqft (41 acres) |
| Cooling System | Other |
|---|---|
| Heating Fuel | Electric |
| Street Address | 525 HARMON RD |
|---|---|
| City | MELBER |
| State | KY |
| Zip | 42069-8915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, BLDG & 41.5 ACRES (49-29) |
| Jurisdiction | GRAVES KY |
| Township / Civil Division | HICKORY-LOWES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20700 |
525 Harmon Rd is owner-occupied and held in a trust.
Source: Graves County records, as of May 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3055 CARRICO RD, FANCY FARM, KY 42039-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Book / Page | 182 / 70 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 525 Harmon Rd was $812 with a homeowner's exemption.
Source: Graves County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Graves County |
| Unified School District | Graves County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $812.00 Homeowner's exemption | $146,000 Land $36,000 Building $110,000 | $395,000 Land $285,000 Building $110,000 |
| 2023 | $841.00 Homeowner's exemption | $395,000 | $395,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Harmon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2003–2009) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Harmon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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