525 Harbor Ct, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 525 Harbor Ct, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,935 sqft · built 1994
Lot Size0.372 acres (16,200 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Oct 2011)
Tax Bill$12,136 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-30-23-22-0042

Property Details

APN / Parcel Number

Primary APN24-30-23-22-0042
Alternative APNs
  • 8515909
  • 574506

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area2,935 sqft Living Area
1st Floor Area2,078 sqft
Basement Area1,390 sqft
Finished Basement1,390 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area16,200 sqft (0.372 acres)
Lot Dimensions180 ft deep x 90 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number574506
Street Address525 HARBOR CT
CitySAINT PAUL
StateMN
Zip55126-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR PLACE LOT 8 BLK 1
Legal Range23
Legal Township30
Legal Section24
Legal SubdivisionHARBOR PLACE
Legal Block1
Legal Lot Number8
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group2
Census Block2004
Census Tract40708

Owner

525 Harbor Ct is owned and occupied by two individuals who acquired it in August 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address525 HARBOR CT, SAINT PAUL, MN 55126-1936
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage
HIWAY CU
Aug 10, 2021Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage
OLD NATIONAL BANK
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2011 · Amount on File
Deed SaleOct 14, 2011 · Amount on File
Deed Document Number2011393409
Last Transfer DateAug 2, 2021
Transfer Doc0004901181
Record UpdatedSep 20, 2026

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRAMSEY MN
Recording DateOct 27, 2022
Property Address525 HARBOR CT, SHOREVIEW, MN 55126-1936
Document Number0A04968936
Instrument DateOct 27, 2022
InstrumentA04968936
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2293 STANDRIDGE AVE, MAPLEWOOD, MN 55109-1544

Mortgage

Document Number0A04968910
DateOct 27, 2022
InstrumentA04968910
Lender
NameHIWAY CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term119 Months
DueSep 1, 2032

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRAMSEY MN
Recording DateAug 10, 2021
Property Address525 HARBOR CT, SHOREVIEW, MN 55126-1936
Document Number0A04901181
Instrument DateAug 2, 2021
InstrumentA04901181
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04901120
DateAug 10, 2021
InstrumentA04901120
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueAug 25, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address525 HARBOR CT, SHOREVIEW, MN 55126-1936
Transaction TypeMortgage
Record UpdatedApr 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04873746
DateMar 31, 2021
InstrumentA04873746
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term119 Months
DueFeb 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 525 Harbor Ct was $12,136.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$873,500 Land $165,400 Building $708,100$873,500 Land $165,400 Building $708,100
2025$12,136.00
2023$11,108.00$846,300 Land $165,400 Building $680,900$846,300 Land $165,400 Building $680,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Harbor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Harbor Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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