525 Elm St, Windsor, CO 80550 Property Records

Weld County property record for 525 Elm St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1896
Lot Size	0.114 acres (4,950 sqft)
Owner	Company Name on File
Last Sale	$179,500 (Jun 2015)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-40-23`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-40-23`
Alternative APNs	`0807-21-2-14-023` `R1531486`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,230 sqft Living Area
Gross Area	1,590 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1896
Effective Year Built	Effective 2016
Exterior Material	Frame Aluminum/Brick
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Slab
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1531486
Street Address	525 ELM ST
City	WINDSOR
State	CO
Zip	80550-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23122 L14 BLK23 EXC S71 OF WLY 21
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN 2ND FG
Legal Block	23
Legal Lot Number	14
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3009
Census Tract	2205

Owner

525 Elm St is owned by a company that acquired it in December 2020.

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage VELOCITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2015 · Amount on File
Deed Sale	Jun 23, 2015 · Amount on File
Prior Sale	Jun 11, 1997 · Amount on File
Deed Document Number	20154118025
Last Transfer Date	Dec 7, 2020
Transfer Doc	0004665207
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	525 ELM ST, WINDSOR, CO 80550-5249
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004280703
Date	Feb 23, 2017
Instrument	4280703

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Dec 28, 2020
Property Address	525 ELM ST, WINDSOR, CO 80550-5249
Document Number	0004665207
Instrument Date	Dec 7, 2020
Instrument	4665207
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	525 ELM ST, WINDSOR, CO 80550-5249

Mortgage

Document Number	0004665208
Date	Dec 28, 2020
Instrument	4665208

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	525 ELM ST, WINDSOR, CO 80550-5249
Document Number	0004506784
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	525 ELM ST WINDSOR CO 805505249, WINDSOR, CO 80550-5249

Mortgage

Document Number	0004506784
Date	Jul 18, 2019
Instrument	4506784

Lender

Name	VELOCITY LNDG
Type	Funding / Finance Company
Address	FORT COLLINS, CO 80521

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 525 Elm St was $2,115, up 11.8% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,710 (-2.08%) Land $2,420 Building $18,290	$338,395 (-) Land $39,600 Building $298,795
2025	$2,115.00 (+11.79%)	$21,150 Land $2,480 Building $18,670	$338,395 Land $39,600 Building $298,795
2024	$1,892.00 (+8.92%)
2023	$1,737.00	$23,750 Land $2,340 Building $21,410	$351,103 Land $34,650 Building $316,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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