525 E Spring St, Covington, OH 45318 Property Records

Miami County property record for 525 E Spring St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	1,939 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$114,500 (2020)
Tax Bill	$1,577.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-004555`
Alternative APNs	`080529.3-10-003-00` `H19SH021 00300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,939 sqft Living Area
1st Floor	1,450 sqft 1st Floor
2nd Floor	489 sqft 2nd Floor
Upper Floors	489 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1920
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	126 ft x 63 ft Depth x Width
Garage Type	Detached Garage
Garage Area	352 sqft Garage

Exterior Amenities

Deck Area	600 sqft Deck
Patio Area	396 sqft Patio
Porch	Open Porch
Porch Area	198 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19SH021 00300
Street Address	525 E SPRING ST
City	COVINGTON
State	OH
Zip	45318-1540
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL 343 60 E PT & IL 344 63 E PT
Legal Subdivision	COVINGTON
Legal Lot Number	343
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2046
Census Tract	325000

Owner

Source: Miami County records · APN H19-004555

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	525 E SPRING ST, COVINGTON, OH 45318-1540
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 04, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIME LNDG
Jan 24, 2017	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2020 · Amount on Record
Deed Sale	May 04, 2020 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Doc Number	737
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 04, 2020
Property Address	525 E SPRING ST, COVINGTON, OH 45318-1540
Document Number	0000005583
Instrument Date	Apr 28, 2020
Instrument	5583
Transaction Type	Transfer
Record Updated	Jul 07, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E SPRING ST COVINGTON OH 453181540, COVINGTON, OH 45318-1540

Mortgage

Document Number	5584
Date	May 04, 2020
Instrument	5584

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 24, 2017
Property Address	525 E SPRING ST, COVINGTON, OH 45318-1540
Document Number	0000000906
Instrument Date	Jan 20, 2017
Instrument	906
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	HALLMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	525 E SPRING ST COVINGTON OH 453181540, COVINGTON, OH 45318-1540

Mortgage

Document Number	907
Date	Jan 24, 2017
Instrument	907

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (+21.21%) Homeowner's exemption	$48,340 (+39.07%) Land $10,640 Building $37,700	$138,100 (+39.07%) Land $30,400 Building $107,700
2024	$1,301.00 (+3.75%) Homeowner's exemption	$34,760 (-) Land $11,520 Building $23,240
2023	$1,254.00 (-3.39%) Homeowner's exemption	$34,760 (-) Land $11,520 Building $23,240	$99,300 (-) Land $32,900 Building $66,400
2022	$1,298.00 Homeowner's exemption	$34,760 Land $11,520 Building $23,240	$99,300 Land $32,900 Building $66,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

525 E Spring St, Covington, OH 45318 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Spring St

Nearby Streets

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