525 E Cork St, Winchester, VA 22601 Property Records

Winchester City property record for 525 E Cork St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 858 sqft · built 1955
Lot Size	0.16 acres (6,791 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2025)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`194-03-18`

Property Details

APN / Parcel Number

Primary APN	`194-03-18`
Alternative APNs	`1257` `1401`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	858 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	6,791 sqft (0.16 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1257
Street Address	525 E CORK ST
City	WINCHESTER
State	VA
Zip	22601-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	SHAWNEE HGTS ADD. B-2 L-18 S S 525 E CORK ST
Legal Subdivision	SHAWNEE HGTS
Legal Block	2
Legal Lot Number	18
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2004
Census Tract	301

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 E CORK ST, WINCHESTER, VA 22601-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 17, 2025	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Mar 22, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	20252781
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	0000000470
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	525 E CORK ST, WINCHESTER, VA 22601-5231
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001790
Date	Oct 18, 2023
Instrument	230001790

Lender

Name	FIRST BANK
Type	Bank
Address	STRASBURG, VA 22657

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Dec 17, 2025
Property Address	525 E CORK ST, WINCHESTER, VA 22601-5231
Document Number	0250002781
Map Reference	MB 38 PG 476
Instrument Date	Dec 15, 2025
Instrument	250002781
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	525 E CORK ST, WINCHESTER, VA 22601-5231

Mortgage

Document Number	0250002782
Date	Dec 17, 2025
Instrument	250002782

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Mar 22, 2022
Property Address	525 E CORK ST, WINCHESTER, VA 22601-5231
Document Number	0220000706
Map Reference	MB 38 PG 476&477
Instrument Date	Mar 18, 2022
Instrument	220000706
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	OLD REPUBLIC NATIONAL TITLE ORANG, OLD REPUBLIC NATIONAL TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 E CORK ST, WINCHESTER, VA 22601-5231

Mortgage

Document Number	0220000707
Date	Mar 22, 2022
Instrument	220000707

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINCHESTER CITY VA
Recording Date	Feb 23, 2022
Property Address	525 E CORK ST, WINCHESTER, VA 22601-5231
Document Number	0220000470
Map Reference	MB 38 PG 476&477
Instrument Date	Jan 31, 2022
Instrument	220000470
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6426 WAUBANSEE DR, LA GRANGE HIGHLANDS, IL 60525-4365

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00	$231,500 (-) Land $70,000 Building $161,500
2025	$1,840.00	$231,500 (+11.46%) Land $70,000 Building $161,500	$231,500 (+11.46%) Land $70,000 Building $161,500
2023	$1,723.00 (+20.32%)	$207,700 Land $70,000 Building $137,700	$207,700 Land $70,000 Building $137,700
2022	$1,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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