525 E 6th St, Unit 418, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 525 E 6th St, Unit 418, Charlotte, NC 28202

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 502 sqft · built 2007
Lot Size	0.486 acres (21,171 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2025)
Tax Bill	$1,903 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-058-79`

Property Details

APN / Parcel Number

Primary APN	`080-058-79`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	502 sqft Living Area
1st Floor Area	502 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Precast Concrete Panel
Lot Area	21,171 sqft (0.486 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	525 E 6TH ST, 418
City	CHARLOTTE
State	NC
Zip	28202-3903
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UMUDO
Legal Description	UNIT 418 U/F 820-1
Legal Subdivision	COURT 6 CONDOMINIUM
Legal Block	C
Legal Lot Number	98
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1026
Census Tract	600

Owner

525 E 6th St, Unit 418 is owned and occupied by two individuals who bought it in September 2025.

Source: Mecklenburg County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 E 6TH ST, 418, CHARLOTTE, NC 28202-3903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	May 1, 2020 · Amount on File
Deed Document Number	202595536
Deed Book / Page	39870 / 945
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	525 E 6TH ST UNIT 418, 418, CHARLOTTE, NC 28202-3903
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004557
Date	Jan 18, 2024
Book Page	38586/705
Instrument	2024004557

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 19, 2025
Property Address	525 E 6TH ST UNIT 418, 418, CHARLOTTE, NC 28202-3903
Document Number	0000095536
Book / Page	39870 / 945
Instrument Date	Sep 17, 2025
Instrument	2025095536
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	SURE TITLE COMPANY LLC, SREC TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 NW 1ST AVE # AVE2410, AVE2410, MIAMI, FL 33128-1863

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 E 6TH ST UNIT 418, 418, CHARLOTTE, NC 28202-3903

Mortgage

Document Number	0000095537
Date	Sep 19, 2025
Instrument	2025095537

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 1, 2020
Property Address	525 E 6TH ST UNIT 418, 418, CHARLOTTE, NC 28202-3903
Document Number	0000061759
Book / Page	34532 / 22
Map Reference	MB 21904 PG 164
Instrument Date	Apr 29, 2020
Instrument	2020061759
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9738 COTTON STAND RD, 9738, CHARLOTTE, NC 28277-6706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E 6TH ST UNIT 418, 418, CHARLOTTE, NC 28202-3903

Mortgage

Document Number	0000061760
Date	May 1, 2020
Instrument	2020061760

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,266 Building $227,266	$227,266 Building $227,266
2024	$1,903.00
2023			$227,266 Building $227,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 E 6th St, Unit 418 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 525 E 6th St, Unit 418 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Spectrum, T-Mobile, Verizon.

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